The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Mushalpur branch in Nalbari, Nalbari, Assam, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Nalbari or anywhere in Assam can transfer funds instantly by using the correct IFSC Code ICIC0003862. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Icici Bank Limited, Mushalpur, Nalbari
Here are the key points that are associated with the IFSC Code ICIC0003862 of Icici Bank Limited for its branch located in Nalbari, within the district of Nalbari in the state of Assam.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0003862 |
| Branch | Mushalpur |
| City | Nalbari |
| District | Nalbari |
| State | Assam |
| Address | Icici Bank Ltd., Po And Ps.Mushalpur, Vill. Ambari, Dist. Baksa Btda, Assam.781372 |
These details help users in online banking and for businesses and individuals who use Icici Bank Limited in Nalbari for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0003862 for the Mushalpur branch of Icici Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Mushalpur, Nalbari, Assam, is provided with a unique IFSC like ICIC0003862 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Icici Bank Limited branch in Nalbari.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Nalbari and Nalbari.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Assam and the rest of India and the IFSC Code ensures that transactions meant for Icici Bank Limited in Mushalpur do not get mixed with another location.
Format of the IFSC Code ICIC0003862
The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Mushalpur in Nalbari.
For example, the IFSC Code ICIC0003862 of Icici Bank Limited for the Mushalpur branch has these elements, identifying the bank and the branch location in Nalbari and Assam correctly.
How to Find IFSC Code for Icici Bank Limited?
To find the IFSC Code ICIC0003862 of Icici Bank Limited for its Mushalpur branch located in Nalbari, the following methods can help you out:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Icici Bank Limited branches in Nalbari and Nalbari, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Mushalpur or Nalbari to find the exact IFSC Code ICIC0003862.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Nalbari will provide accurate information.
How to Use IFSC Code ICIC0003862 for Online Transfers?
Once you have the IFSC Code ICIC0003862 for the Mushalpur branch of Icici Bank Limited in Nalbari, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ICIC0003862. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0003862.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Mushalpur in Nalbari may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Mushalpur, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Nalbari to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0003862.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Icici Bank Ltd., Po And Ps.Mushalpur, Vill. Ambari, Dist. Baksa Btda, Assam.781372 located in Nalbari, Nalbari, Assam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.