The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Bihar Sharif, Bihar branch in Nalanda, Bihar Sharif, Bihar, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Nalanda or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code ICIC0001331. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Icici Bank Limited, Bihar Sharif, Bihar, Nalanda
Here are the main details that are associated with the IFSC Code ICIC0001331 of Icici Bank Limited for its branch located in Nalanda, within the district of Bihar Sharif in the state of Bihar.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0001331 |
| Branch | Bihar Sharif, Bihar |
| City | Nalanda |
| District | Bihar Sharif |
| State | Bihar |
| Address | Icici Bank Ltd., Keshav Complex, Opp. Lic Office Bharaoper, Ranchi Road, Biharsharif Nalanda.803101, Bihar |
These details are crucial, not just for online banking users but also for businesses and individuals who use Icici Bank Limited in Nalanda for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0001331 for the Bihar Sharif, Bihar branch of Icici Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ICIC0001331 is given to every bank branch, including Icici Bank Limited located in Bihar Sharif, Bihar, Nalanda, Bihar, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Icici Bank Limited branch in Nalanda.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Nalanda and Bihar Sharif.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Bihar and the rest of India, which is why the IFSC Code ensures that transactions meant for Icici Bank Limited in Bihar Sharif, Bihar doesn't end up at another location.
Format of the IFSC Code ICIC0001331
This is the format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Bihar Sharif, Bihar in Nalanda.
For example, the IFSC Code ICIC0001331 of Icici Bank Limited for the Bihar Sharif, Bihar branch includes these elements, identifying the bank and the branch location in Nalanda and Bihar accurately.
How to Find IFSC Code for Icici Bank Limited?
If you are trying to find the IFSC Code ICIC0001331 of Icici Bank Limited for its Bihar Sharif, Bihar branch located in Nalanda, the following methods can help:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Icici Bank Limited branches in Nalanda and Bihar Sharif, print them on the first page of your passbook.
Bank Website
Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Bihar Sharif, Bihar or Nalanda to get the exact IFSC Code ICIC0001331.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Nalanda, you'll get the correct details.
How to Use IFSC Code ICIC0001331 for Online Transfers?
Once you have the IFSC Code ICIC0001331 for the Bihar Sharif, Bihar branch of Icici Bank Limited in Nalanda, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ICIC0001331. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0001331.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Bihar Sharif, Bihar in Nalanda may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Icici Bank Limited in Bihar Sharif, Bihar, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Nalanda manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0001331.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Icici Bank Ltd., Keshav Complex, Opp. Lic Office Bharaoper, Ranchi Road, Biharsharif Nalanda.803101, Bihar located in Nalanda, Bihar Sharif, Bihar.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.