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IFSC Code of Icici Bank Limited, Umiya Urban Co Op Bank Maryadit, Nagpur, Maharashtra — ICIC00UUCBM

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Icici Bank Limited for its Umiya Urban Co Op Bank Maryadit branch in Nagpur, Nagpur, or Maharashtra, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Icici Bank Limited located in Nagpur or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code ICIC00UUCBM. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Umiya Urban Co Op Bank Maryadit, Nagpur

Here are some of the key details that come with the IFSC Code ICIC00UUCBM of Icici Bank Limited for its branch located in Nagpur, within the district of Nagpur in the state of Maharashtra.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC00UUCBM
Branch Umiya Urban Co Op Bank Maryadit
City Nagpur
District Nagpur
State Maharashtra
Address Shri.Ambe Buildings C A Road Wardhaman Nagar Nagpur Maharashtra

These details are crucial, not just for online banking users but also for businesses and individuals who use Icici Bank Limited in Nagpur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC00UUCBM for the Umiya Urban Co Op Bank Maryadit branch of Icici Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ICIC00UUCBM is given to every bank branch, including Icici Bank Limited located in Umiya Urban Co Op Bank Maryadit, Nagpur, Maharashtra, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Icici Bank Limited branch in Nagpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Nagpur and Nagpur.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Maharashtra and the rest of India, which is why the IFSC Code ensures that transactions meant for Icici Bank Limited in Umiya Urban Co Op Bank Maryadit doesn't end up at another location.

Format of the IFSC Code ICIC00UUCBM

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Umiya Urban Co Op Bank Maryadit in Nagpur.

For example, the IFSC Code ICIC00UUCBM of Icici Bank Limited for the Umiya Urban Co Op Bank Maryadit branch includes these elements, identifying the bank and the branch location in Nagpur and Maharashtra accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC00UUCBM of Icici Bank Limited for its Umiya Urban Co Op Bank Maryadit branch located in Nagpur, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Nagpur and Nagpur, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Umiya Urban Co Op Bank Maryadit or Nagpur to get the exact IFSC Code ICIC00UUCBM.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Nagpur, you'll get the correct details.

How to Use IFSC Code ICIC00UUCBM for Online Transfers?

Once you have the IFSC Code ICIC00UUCBM for the Umiya Urban Co Op Bank Maryadit branch of Icici Bank Limited in Nagpur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC00UUCBM. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC00UUCBM.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Umiya Urban Co Op Bank Maryadit in Nagpur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Umiya Urban Co Op Bank Maryadit, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Nagpur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Umiya Urban Co Op Bank Maryadit, Nagpur?

The IFSC Code is ICIC00UUCBM.

Is the IFSC Code ICIC00UUCBM permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Umiya Urban Co Op Bank Maryadit?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Umiya Urban Co Op Bank Maryadit branch?

The address of the branch is Shri.Ambe Buildings C A Road Wardhaman Nagar Nagpur Maharashtra located in Nagpur, Nagpur, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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