For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Icici Bank Limited for its Ghatwa branch in Nagaur, Ghatwa, Rajasthan, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Icici Bank Limited located in Nagaur or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code ICIC0006708. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Ghatwa, Nagaur
Here are the key points that are associated with the IFSC Code ICIC0006708 of Icici Bank Limited for its branch located in Nagaur, within the district of Ghatwa in the state of Rajasthan.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0006708 |
| Branch | Ghatwa |
| City | Nagaur |
| District | Ghatwa |
| State | Rajasthan |
| Address | Icici Bank Ltd., Ghatwa Near Bus Stand Ghatwa, Tehsil Nawa, District Nagaur, Nagaur, Rajasthan.341523 |
These details helps users in online banking and for businesses and individuals who use Icici Bank Limited in Nagaur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0006708 for the Ghatwa branch of Icici Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Ghatwa, Nagaur, Rajasthan, are allotted a unique IFSC like ICIC0006708 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Nagaur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Nagaur and Ghatwa.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Icici Bank Limited in Ghatwa reaches the right place, even though there are thousands of branches in Rajasthan and across India.
Format of the IFSC Code ICIC0006708
The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ghatwa in Nagaur.
For example, the IFSC Code ICIC0006708 of Icici Bank Limited for the Ghatwa branch includes these elements, identifying the bank and the branch location in Nagaur and Rajasthan accurately.
How to Find IFSC Code for Icici Bank Limited?
To find the IFSC Code ICIC0006708 of Icici Bank Limited for its Ghatwa branch located in Nagaur, the following methods can help you out:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Icici Bank Limited branches in Nagaur and Ghatwa, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Ghatwa or Nagaur to find the exact IFSC Code ICIC0006708.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Nagaur will provide accurate information.
How to Use IFSC Code ICIC0006708 for Online Transfers?
Once you have the IFSC Code ICIC0006708 for the Ghatwa branch of Icici Bank Limited in Nagaur, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ICIC0006708. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Icici Bank Limited IFSC Code ICIC0006708.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Icici Bank Limited Ghatwa in Nagaur, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Ghatwa, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Nagaur to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Ghatwa Nagaur branch is ICIC0006708.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Icici Bank Ltd., Ghatwa Near Bus Stand Ghatwa, Tehsil Nawa, District Nagaur, Nagaur, Rajasthan.341523.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.