IFSC Code of Icici Bank Limited, Muzaffarpur - Gola Road, Muzaffarpur, Bihar — ICIC0004860

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Icici Bank Limited for its Muzaffarpur - Gola Road branch in Muzaffarpur, Muzaffarpur, Bihar, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Icici Bank Limited located in Muzaffarpur or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code ICIC0004860. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Muzaffarpur - Gola Road, Muzaffarpur

Here are the main details that are associated with the IFSC Code ICIC0004860 of Icici Bank Limited for its branch located in Muzaffarpur, within the district of Muzaffarpur in the state of Bihar.

These details are crucial, not just for online banking users but also for businesses and individuals who use Icici Bank Limited in Muzaffarpur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0004860 for the Muzaffarpur - Gola Road branch of Icici Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ICIC0004860 is given to every bank branch, including Icici Bank Limited located in Muzaffarpur - Gola Road, Muzaffarpur, Bihar, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Icici Bank Limited branch in Muzaffarpur.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Muzaffarpur and Muzaffarpur.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Bihar and the rest of India, which is why the IFSC Code ensures that transactions meant for Icici Bank Limited in Muzaffarpur - Gola Road doesn't end up at another location.

Format of the IFSC Code ICIC0004860

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Muzaffarpur - Gola Road in Muzaffarpur.

For example, the IFSC Code ICIC0004860 of Icici Bank Limited for the Muzaffarpur - Gola Road branch has these elements, identifying the bank and the branch location in Muzaffarpur and Bihar correctly.

How to Find IFSC Code for Icici Bank Limited?

To find the IFSC Code ICIC0004860 of Icici Bank Limited for its Muzaffarpur - Gola Road branch located in Muzaffarpur, the following methods can help you out:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Muzaffarpur and Muzaffarpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Muzaffarpur - Gola Road or Muzaffarpur to find the exact IFSC Code ICIC0004860.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Muzaffarpur will provide accurate information.

How to Use IFSC Code ICIC0004860 for Online Transfers?

Once you have the IFSC Code ICIC0004860 for the Muzaffarpur - Gola Road branch of Icici Bank Limited in Muzaffarpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0004860. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0004860.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Muzaffarpur - Gola Road in Muzaffarpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Muzaffarpur - Gola Road, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Icici Bank Limited website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Muzaffarpur manage their online transfers and cheque clearances easily.