The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Munger, Bihar branch in Munger, Munghyr, Bihar, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Munger or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code ICIC0001329. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Icici Bank Limited, Munger, Bihar, Munger
Here are some of the key details that come with the IFSC Code ICIC0001329 of Icici Bank Limited for its branch located in Munger, within the district of Munghyr in the state of Bihar.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0001329 |
| Branch | Munger, Bihar |
| City | Munger |
| District | Munghyr |
| State | Bihar |
| Address | Icici Bank Ltd., Bmlj House, 169, Bara Bazar, Munger Munger Dist., Bihar.811201 |
These details help users in online banking and for businesses and individuals who use Icici Bank Limited in Munger for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0001329 for the Munger, Bihar branch of Icici Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Munger, Bihar, Munger, Bihar, are allotted a unique IFSC like ICIC0001329 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Munger.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Munger and Munghyr.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Icici Bank Limited in Munger, Bihar reaches the right place, even though there are thousands of branches in Bihar and across India.
Format of the IFSC Code ICIC0001329
The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Munger, Bihar in Munger.
For example, the IFSC Code ICIC0001329 of Icici Bank Limited for the Munger, Bihar branch has these elements, identifying the bank and the branch location in Munger and Bihar correctly.
How to Find IFSC Code for Icici Bank Limited?
To find the IFSC Code ICIC0001329 of Icici Bank Limited for its Munger, Bihar branch located in Munger, the following methods can help you out:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Icici Bank Limited branches in Munger and Munghyr, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Munger, Bihar or Munger to find the exact IFSC Code ICIC0001329.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Munger will provide accurate information.
How to Use IFSC Code ICIC0001329 for Online Transfers?
Once you have the IFSC Code ICIC0001329 for the Munger, Bihar branch of Icici Bank Limited in Munger, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ICIC0001329. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0001329.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Munger, Bihar in Munger may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Munger, Bihar, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Munger manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0001329.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Icici Bank Ltd., Bmlj House, 169, Bara Bazar, Munger Munger Dist., Bihar.811201 located in Munger, Munghyr, Bihar.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.