The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Kabulshah Khuban branch in Muktsar, Muktsar, Punjab, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Muktsar or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code ICIC0007844. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Icici Bank Limited, Kabulshah Khuban, Muktsar
Here are the main details that are associated with the IFSC Code ICIC0007844 of Icici Bank Limited for its branch located in Muktsar, within the district of Muktsar in the state of Punjab.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0007844 |
| Branch | Kabulshah Khuban |
| City | Muktsar |
| District | Muktsar |
| State | Punjab |
| Address | Icici Bank Ltd., Khasra No. 508,509, Khewat.1157,1280, Village Kabulshah Khuban, Dist. Fazilka, Punjab.152113 |
These details are essential not only for online banking users but also for businesses and individuals who use Icici Bank Limited in Muktsar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0007844 for the Kabulshah Khuban branch of Icici Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Kabulshah Khuban, Muktsar, Punjab, are given a unique IFSC like ICIC0007844 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Muktsar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Muktsar and Muktsar.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Icici Bank Limited in Kabulshah Khuban goes to the correct branch. This is important because Icici Bank Limited has thousands of branches in Punjab and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code ICIC0007844
This is the format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kabulshah Khuban in Muktsar.
For example, the IFSC Code ICIC0007844 of Icici Bank Limited for the Kabulshah Khuban branch includes these elements, identifying the bank and the branch location in Muktsar and Punjab accurately.
How to Find IFSC Code for Icici Bank Limited?
To find the IFSC Code ICIC0007844 of Icici Bank Limited for its Kabulshah Khuban branch located in Muktsar, the following methods can help you out:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Icici Bank Limited branches in Muktsar and Muktsar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Kabulshah Khuban or Muktsar to find the exact IFSC Code ICIC0007844.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Muktsar will provide accurate information.
How to Use IFSC Code ICIC0007844 for Online Transfers?
Once you have the IFSC Code ICIC0007844 for the Kabulshah Khuban branch of Icici Bank Limited in Muktsar, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code ICIC0007844. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0007844.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Kabulshah Khuban in Muktsar, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Icici Bank Limited in Kabulshah Khuban, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Muktsar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0007844.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Icici Bank Ltd., Khasra No. 508,509, Khewat.1157,1280, Village Kabulshah Khuban, Dist. Fazilka, Punjab.152113 located in Muktsar, Muktsar, Punjab.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.