For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Icici Bank Limited for its Moirang branch in Moirang, Moirang, Manipur, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Icici Bank Limited located in Moirang or anywhere in Manipur can transfer funds instantly by using the correct IFSC Code ICIC0004986. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Moirang, Moirang

Below in the table are the key details related to IFSC Code ICIC0004986 of Icici Bank Limited for its branch located in Moirang, within the district of Moirang in the state of Manipur.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0004986
Branch Moirang
City Moirang
District Moirang
State Manipur
Address Icici Bank Ltd Phairembam Leikai Ward No 6 Kumbi Road Moirang 795133 Manipur

These details are crucial, not just for online banking users but also for businesses and individuals who use Icici Bank Limited in Moirang for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0004986 for the Moirang branch of Icici Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Moirang, Moirang, Manipur, are given a unique IFSC like ICIC0004986 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Moirang.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Moirang and Moirang.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Icici Bank Limited in Moirang goes to the correct branch. This is important because Icici Bank Limited has thousands of branches in Manipur and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code ICIC0004986

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Moirang in Moirang.

For example, the IFSC Code ICIC0004986 of Icici Bank Limited for the Moirang branch includes these elements, identifying the bank and the branch location in Moirang and Manipur accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0004986 of Icici Bank Limited for its Moirang branch located in Moirang, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Icici Bank Limited branches in Moirang and Moirang, print them on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Moirang or Moirang to get the exact IFSC Code ICIC0004986.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Moirang, you'll get the correct details.

How to Use IFSC Code ICIC0004986 for Online Transfers?

Once you have the IFSC Code ICIC0004986 for the Moirang branch of Icici Bank Limited in Moirang, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0004986. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0004986.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Moirang in Moirang may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Moirang, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Moirang to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Moirang, Moirang?

The IFSC Code is ICIC0004986.

Is the IFSC Code ICIC0004986 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Moirang?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Moirang branch?

The address of the branch is Icici Bank Ltd Phairembam Leikai Ward No 6 Kumbi Road Moirang 795133 Manipur located in Moirang, Moirang, Manipur.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.