Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Icici Bank Limited for its Meerut Hapur Road, Uttar Pradesh branch in Meerut, Meerut, or Uttar Pradesh, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Icici Bank Limited located in Meerut or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code ICIC0001266. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Meerut Hapur Road, Uttar Pradesh, Meerut
Here are the key points that are associated with the IFSC Code ICIC0001266 of Icici Bank Limited for its branch located in Meerut, within the district of Meerut in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0001266 |
| Branch | Meerut Hapur Road, Uttar Pradesh |
| City | Meerut |
| District | Meerut |
| State | Uttar Pradesh |
| Address | Icici Bank Ltd., 43, Shivpuri, Opp. Eves Hospital, Hapur Road, Meerut, Uttar Pradesh.250001 |
These details are essential not only for online banking users but also for businesses and individuals who use Icici Bank Limited in Meerut for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0001266 for the Meerut Hapur Road, Uttar Pradesh branch of Icici Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ICIC0001266 is given to every bank branch, including Icici Bank Limited located in Meerut Hapur Road, Uttar Pradesh, Meerut, Uttar Pradesh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Icici Bank Limited branch in Meerut.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Meerut and Meerut.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Icici Bank Limited in Meerut Hapur Road, Uttar Pradesh doesn't end up at another location.
Format of the IFSC Code ICIC0001266
The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Meerut Hapur Road, Uttar Pradesh in Meerut.
For example, the IFSC Code ICIC0001266 of Icici Bank Limited for the Meerut Hapur Road, Uttar Pradesh branch includes these elements, identifying the bank and the branch location in Meerut and Uttar Pradesh accurately.
How to Find IFSC Code for Icici Bank Limited?
To find the IFSC Code ICIC0001266 of Icici Bank Limited for its Meerut Hapur Road, Uttar Pradesh branch located in Meerut, the following methods can help you out:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Icici Bank Limited branches in Meerut and Meerut, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Meerut Hapur Road, Uttar Pradesh or Meerut to find the exact IFSC Code ICIC0001266.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Meerut will provide accurate information.
How to Use IFSC Code ICIC0001266 for Online Transfers?
Once you have the IFSC Code ICIC0001266 for the Meerut Hapur Road, Uttar Pradesh branch of Icici Bank Limited in Meerut, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ICIC0001266. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Icici Bank Limited IFSC Code ICIC0001266.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Icici Bank Limited Meerut Hapur Road, Uttar Pradesh in Meerut, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Meerut Hapur Road, Uttar Pradesh, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Meerut to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0001266.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Icici Bank Ltd., 43, Shivpuri, Opp. Eves Hospital, Hapur Road, Meerut, Uttar Pradesh.250001 located in Meerut, Meerut, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.