The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Daurala, Meerut branch in Meerut, Daurala, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Meerut or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code ICIC0004342. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Icici Bank Limited, Daurala, Meerut, Meerut

Below in the table are the key details related to IFSC Code ICIC0004342 of Icici Bank Limited for its branch located in Meerut, within the district of Daurala in the state of Uttar Pradesh.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0004342
Branch Daurala, Meerut
City Meerut
District Daurala
State Uttar Pradesh
Address Icici Bank Ltd., M-S Co.Operative Cane Development Union, Nh.58, Daurala, Meerut, Uttar Pradesh.250221.250221

These details are essential not only for online banking users but also for businesses and individuals who use Icici Bank Limited in Meerut for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0004342 for the Daurala, Meerut branch of Icici Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Daurala, Meerut, Meerut, Uttar Pradesh, are given a unique IFSC like ICIC0004342 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Meerut.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Meerut and Daurala.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Icici Bank Limited in Daurala, Meerut goes to the correct branch. This is important because Icici Bank Limited has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code ICIC0004342

The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Daurala, Meerut in Meerut.

For example, the IFSC Code ICIC0004342 of Icici Bank Limited for the Daurala, Meerut branch includes these elements, identifying the bank and the branch location in Meerut and Uttar Pradesh correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0004342 of Icici Bank Limited for its Daurala, Meerut branch located in Meerut, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Icici Bank Limited branches in Meerut and Daurala, print them on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Daurala, Meerut or Meerut to get the exact IFSC Code ICIC0004342.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Meerut, you'll get the correct details.

How to Use IFSC Code ICIC0004342 for Online Transfers?

Once you have the IFSC Code ICIC0004342 for the Daurala, Meerut branch of Icici Bank Limited in Meerut, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0004342. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0004342.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Daurala, Meerut in Meerut, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Daurala, Meerut, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Meerut to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited Daurala, Meerut Meerut?

The IFSC Code of the Daurala, Meerut Meerut branch is ICIC0004342.

Is IFSC Code ICIC0004342 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Icici Bank Limited Daurala, Meerut branch?

The branch is located at Icici Bank Ltd., M-S Co.Operative Cane Development Union, Nh.58, Daurala, Meerut, Uttar Pradesh.250221.250221.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.