IFSC Code of Icici Bank Limited, Chanchal, Chanchal, West Bengal — ICIC0004586

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Icici Bank Limited for its Chanchal branch in Maldah, Chanchal, or West Bengal, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Icici Bank Limited located in Maldah or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code ICIC0004586. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Chanchal, Maldah

Here are the main details that are associated with the IFSC Code ICIC0004586 of Icici Bank Limited for its branch located in Maldah, within the district of Chanchal in the state of West Bengal.

These details help users in online banking and for businesses and individuals who use Icici Bank Limited in Maldah for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0004586 for the Chanchal branch of Icici Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Chanchal, Maldah, West Bengal, is provided with a unique IFSC like ICIC0004586 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Icici Bank Limited branch in Maldah.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Maldah and Chanchal.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across West Bengal and the rest of India and the IFSC Code ensures that transactions meant for Icici Bank Limited in Chanchal do not get mixed with another location.

Format of the IFSC Code ICIC0004586

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Chanchal in Maldah.

For example, the IFSC Code ICIC0004586 of Icici Bank Limited for the Chanchal branch has these elements, identifying the bank and the branch location in Maldah and West Bengal correctly.

How to Find IFSC Code for Icici Bank Limited?

To find the IFSC Code ICIC0004586 of Icici Bank Limited for its Chanchal branch located in Maldah, the following methods can help you out:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Maldah and Chanchal, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Chanchal or Maldah to find the exact IFSC Code ICIC0004586.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Maldah will provide accurate information.

How to Use IFSC Code ICIC0004586 for Online Transfers?

Once you have the IFSC Code ICIC0004586 for the Chanchal branch of Icici Bank Limited in Maldah, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0004586. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Icici Bank Limited IFSC Code ICIC0004586.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Icici Bank Limited Chanchal in Maldah, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Icici Bank Limited in Chanchal, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Icici Bank Limited website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Maldah manage online transfers as well as cheque clearances with ease.