For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Icici Bank Limited for its The Manjeri Coop Urban Bank Limited branch in Malappuram, Manjeri, Kerala, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Icici Bank Limited located in Malappuram or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code ICIC00MCUBL. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, The Manjeri Coop Urban Bank Limited, Malappuram

Here are the main details that are associated with the IFSC Code ICIC00MCUBL of Icici Bank Limited for its branch located in Malappuram, within the district of Manjeri in the state of Kerala.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC00MCUBL
Branch The Manjeri Coop Urban Bank Limited
City Malappuram
District Manjeri
State Kerala
Address Main Branch Court Road Manjeri Malappuram District Kerala - 676121

These details helps users in online banking and for businesses and individuals who use Icici Bank Limited in Malappuram for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC00MCUBL for the The Manjeri Coop Urban Bank Limited branch of Icici Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in The Manjeri Coop Urban Bank Limited, Malappuram, Kerala, are given a unique IFSC like ICIC00MCUBL to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Malappuram.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Malappuram and Manjeri.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Icici Bank Limited in The Manjeri Coop Urban Bank Limited goes to the correct branch. This is important because Icici Bank Limited has thousands of branches in Kerala and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code ICIC00MCUBL

This is the format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as The Manjeri Coop Urban Bank Limited in Malappuram.

For example, the IFSC Code ICIC00MCUBL of Icici Bank Limited for the The Manjeri Coop Urban Bank Limited branch includes these elements, identifying the bank and the branch location in Malappuram and Kerala accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC00MCUBL of Icici Bank Limited for its The Manjeri Coop Urban Bank Limited branch located in Malappuram, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Malappuram and Manjeri, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for The Manjeri Coop Urban Bank Limited or Malappuram to get the exact IFSC Code ICIC00MCUBL.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Malappuram, you'll get the correct details.

How to Use IFSC Code ICIC00MCUBL for Online Transfers?

Once you have the IFSC Code ICIC00MCUBL for the The Manjeri Coop Urban Bank Limited branch of Icici Bank Limited in Malappuram, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC00MCUBL. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Icici Bank Limited IFSC Code ICIC00MCUBL.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Icici Bank Limited The Manjeri Coop Urban Bank Limited in Malappuram, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in The Manjeri Coop Urban Bank Limited, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Malappuram to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in The Manjeri Coop Urban Bank Limited, Malappuram?

The IFSC Code is ICIC00MCUBL.

Is the IFSC Code ICIC00MCUBL permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited The Manjeri Coop Urban Bank Limited?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the The Manjeri Coop Urban Bank Limited branch?

The address of the branch is Main Branch Court Road Manjeri Malappuram District Kerala - 676121 located in Malappuram, Manjeri, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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