Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Icici Bank Limited for its Roing branch in Lower Dibang Valley, Roing, Arunachal Pradesh, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Icici Bank Limited located in Lower Dibang Valley or anywhere in Arunachal Pradesh can transfer funds instantly by using the correct IFSC Code ICIC0004644. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Roing, Lower Dibang Valley
Here are the key points that are associated with the IFSC Code ICIC0004644 of Icici Bank Limited for its branch located in Lower Dibang Valley, within the district of Roing in the state of Arunachal Pradesh.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0004644 |
| Branch | Roing |
| City | Lower Dibang Valley |
| District | Roing |
| State | Arunachal Pradesh |
| Address | Icici Bank Ltd, V And J Complex Mayu 1 Lower Market, Opp Hotel Iya Roing, Dist Lower Dibang Ap, 79211O |
These details are crucial, not just for online banking users but also for businesses and individuals who use Icici Bank Limited in Lower Dibang Valley for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0004644 for the Roing branch of Icici Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Roing, Lower Dibang Valley, Arunachal Pradesh, are allotted a unique IFSC like ICIC0004644 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Lower Dibang Valley.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Lower Dibang Valley and Roing.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Icici Bank Limited in Roing reaches the right place, even though there are thousands of branches in Arunachal Pradesh and across India.
Format of the IFSC Code ICIC0004644
The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Roing in Lower Dibang Valley.
For example, the IFSC Code ICIC0004644 of Icici Bank Limited for the Roing branch includes these elements, identifying the bank and the branch location in Lower Dibang Valley and Arunachal Pradesh accurately.
How to Find IFSC Code for Icici Bank Limited?
If you are looking for the IFSC Code ICIC0004644 of Icici Bank Limited for its Roing branch located in Lower Dibang Valley, the following methods can help:
Cheque Book
The cheque book that is issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Icici Bank Limited branches in Lower Dibang Valley and Roing, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Icici Bank Limited and look for the branch locator section, then search for Roing or Lower Dibang Valley to get the exact IFSC Code ICIC0004644.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Icici Bank Limited and Lower Dibang Valley, then it will provide you proper information.
How to Use IFSC Code ICIC0004644 for Online Transfers?
Once you have the IFSC Code ICIC0004644 for the Roing branch of Icici Bank Limited in Lower Dibang Valley, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ICIC0004644. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Icici Bank Limited IFSC Code ICIC0004644.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Icici Bank Limited Roing in Lower Dibang Valley, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Roing, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Lower Dibang Valley to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0004644.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Icici Bank Ltd, V And J Complex Mayu 1 Lower Market, Opp Hotel Iya Roing, Dist Lower Dibang Ap, 79211O located in Lower Dibang Valley, Roing, Arunachal Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.