For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Icici Bank Limited for its Lohardaga, Jharkhand branch in Lohardagga, Lohardaga, Jharkhand, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Icici Bank Limited located in Lohardagga or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code ICIC0001635. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Lohardaga, Jharkhand, Lohardagga

Here are the main details that are associated with the IFSC Code ICIC0001635 of Icici Bank Limited for its branch located in Lohardagga, within the district of Lohardaga in the state of Jharkhand.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0001635
Branch Lohardaga, Jharkhand
City Lohardagga
District Lohardaga
State Jharkhand
Address Icici Bank Ltd., Main Road, Near Town Thana, Lohardaga Jharkhand.835302

These details helps users in online banking and for businesses and individuals who use Icici Bank Limited in Lohardagga for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0001635 for the Lohardaga, Jharkhand branch of Icici Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Lohardaga, Jharkhand, Lohardagga, Jharkhand, is provided with a unique IFSC like ICIC0001635 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Icici Bank Limited branch in Lohardagga.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Lohardagga and Lohardaga.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Jharkhand and the rest of India and the IFSC Code ensures that transactions meant for Icici Bank Limited in Lohardaga, Jharkhand do not get mixed with another location.

Format of the IFSC Code ICIC0001635

This is the format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Lohardaga, Jharkhand in Lohardagga.

For example, the IFSC Code ICIC0001635 of Icici Bank Limited for the Lohardaga, Jharkhand branch includes these elements, identifying the bank and the branch location in Lohardagga and Jharkhand accurately.

How to Find IFSC Code for Icici Bank Limited?

To find the IFSC Code ICIC0001635 of Icici Bank Limited for its Lohardaga, Jharkhand branch located in Lohardagga, the following methods can help you out:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Lohardagga and Lohardaga, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Lohardaga, Jharkhand or Lohardagga to find the exact IFSC Code ICIC0001635.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Lohardagga will provide accurate information.

How to Use IFSC Code ICIC0001635 for Online Transfers?

If you have the IFSC Code ICIC0001635 for the Lohardaga, Jharkhand branch of Icici Bank Limited in Lohardagga, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0001635. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Icici Bank Limited IFSC Code ICIC0001635.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Icici Bank Limited Lohardaga, Jharkhand in Lohardagga, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Lohardaga, Jharkhand, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Lohardagga manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Lohardaga, Jharkhand, Lohardagga?

The IFSC Code is ICIC0001635.

Is the IFSC Code ICIC0001635 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Lohardaga, Jharkhand?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Lohardaga, Jharkhand branch?

The address of the branch is Icici Bank Ltd., Main Road, Near Town Thana, Lohardaga Jharkhand.835302 located in Lohardagga, Lohardaga, Jharkhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.