For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Icici Bank Limited for its Palia Kalan, Uttar Pradesh branch in Lakhimpur Kheri, Palia Kalan, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Icici Bank Limited located in Lakhimpur Kheri or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code ICIC0001725. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Palia Kalan, Uttar Pradesh, Lakhimpur Kheri

Below in the table are the key details related to IFSC Code ICIC0001725 of Icici Bank Limited for its branch located in Lakhimpur Kheri, within the district of Palia Kalan in the state of Uttar Pradesh.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0001725
Branch Palia Kalan, Uttar Pradesh
City Lakhimpur Kheri
District Palia Kalan
State Uttar Pradesh
Address Icici Bank Ltd., Agarwal Traders, Bhira Road, Paliakalan, Kheri, Uttar Pradesh.262902

These details are essential not only for online banking users but also for businesses and individuals who use Icici Bank Limited in Lakhimpur Kheri for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0001725 for the Palia Kalan, Uttar Pradesh branch of Icici Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ICIC0001725 is given to every bank branch, including Icici Bank Limited located in Palia Kalan, Uttar Pradesh, Lakhimpur Kheri, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Icici Bank Limited branch in Lakhimpur Kheri.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Lakhimpur Kheri and Palia Kalan.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Icici Bank Limited in Palia Kalan, Uttar Pradesh doesn't end up at another location.

Format of the IFSC Code ICIC0001725

The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Palia Kalan, Uttar Pradesh in Lakhimpur Kheri.

For example, the IFSC Code ICIC0001725 of Icici Bank Limited for the Palia Kalan, Uttar Pradesh branch includes these elements, identifying the bank and the branch location in Lakhimpur Kheri and Uttar Pradesh correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are looking for the IFSC Code ICIC0001725 of Icici Bank Limited for its Palia Kalan, Uttar Pradesh branch located in Lakhimpur Kheri, the following methods can help:

Cheque Book

The cheque book that is issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Icici Bank Limited branches in Lakhimpur Kheri and Palia Kalan, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Icici Bank Limited and look for the branch locator section, then search for Palia Kalan, Uttar Pradesh or Lakhimpur Kheri to get the exact IFSC Code ICIC0001725.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Icici Bank Limited and Lakhimpur Kheri, then it will provide you proper information.

How to Use IFSC Code ICIC0001725 for Online Transfers?

Once you have the IFSC Code ICIC0001725 for the Palia Kalan, Uttar Pradesh branch of Icici Bank Limited in Lakhimpur Kheri, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0001725. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0001725.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Palia Kalan, Uttar Pradesh in Lakhimpur Kheri may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Icici Bank Limited in Palia Kalan, Uttar Pradesh, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Lakhimpur Kheri manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Palia Kalan, Uttar Pradesh, Lakhimpur Kheri?

The IFSC Code is ICIC0001725.

Is the IFSC Code ICIC0001725 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Palia Kalan, Uttar Pradesh?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Palia Kalan, Uttar Pradesh branch?

The address of the branch is Icici Bank Ltd., Agarwal Traders, Bhira Road, Paliakalan, Kheri, Uttar Pradesh.262902 located in Lakhimpur Kheri, Palia Kalan, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.