IFSC Code of Icici Bank Limited, Padrauna, Uttar Pradesh, Padrauna, Uttar Pradesh — ICIC0001742

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Icici Bank Limited for its Padrauna, Uttar Pradesh branch in Kushi Nagar, Padrauna, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Icici Bank Limited located in Kushi Nagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code ICIC0001742. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Padrauna, Uttar Pradesh, Kushi Nagar

The table below shows the main details of the IFSC Code ICIC0001742 for the Icici Bank Limited branch in Kushi Nagar, which falls under the Padrauna district in Uttar Pradesh.

These details are important not only for users using online banking but also for businesses and individuals who use Icici Bank Limited in Kushi Nagar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ICIC0001742 for the Padrauna, Uttar Pradesh branch of Icici Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Padrauna, Uttar Pradesh, Kushi Nagar, Uttar Pradesh, is provided with a unique IFSC like ICIC0001742 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Icici Bank Limited branch in Kushi Nagar.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Kushi Nagar and Padrauna.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Icici Bank Limited in Padrauna, Uttar Pradesh do not get mixed with another location.

Format of the IFSC Code ICIC0001742

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Padrauna, Uttar Pradesh in Kushi Nagar.

For example, the IFSC Code ICIC0001742 of Icici Bank Limited for the Padrauna, Uttar Pradesh branch includes these elements, identifying the bank and the branch location in Kushi Nagar and Uttar Pradesh accurately.

How to Find IFSC Code for Icici Bank Limited?

To find the IFSC Code ICIC0001742 of Icici Bank Limited for its Padrauna, Uttar Pradesh branch located in Kushi Nagar, the following methods can help you out:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Kushi Nagar and Padrauna, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Padrauna, Uttar Pradesh or Kushi Nagar to find the exact IFSC Code ICIC0001742.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Kushi Nagar will provide accurate information.

How to Use IFSC Code ICIC0001742 for Online Transfers?

Once you have the IFSC Code ICIC0001742 for the Padrauna, Uttar Pradesh branch of Icici Bank Limited in Kushi Nagar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0001742. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0001742.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Padrauna, Uttar Pradesh in Kushi Nagar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Padrauna, Uttar Pradesh, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Icici Bank Limited website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kushi Nagar to handle online money transfers and get their cheques cleared smoothly.