For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Icici Bank Limited for its Yerraguntla, Andhra Pradesh branch in Kurnool, Yerraguntla, Andhra Pradesh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Icici Bank Limited located in Kurnool or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code ICIC0001310. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Yerraguntla, Andhra Pradesh, Kurnool
Here are some of the key details that come with the IFSC Code ICIC0001310 of Icici Bank Limited for its branch located in Kurnool, within the district of Yerraguntla in the state of Andhra Pradesh.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0001310 |
| Branch | Yerraguntla, Andhra Pradesh |
| City | Kurnool |
| District | Yerraguntla |
| State | Andhra Pradesh |
| Address | Icici Bank Ltd., 3133/1To 3 133/4, Santa Market, Yerraguntla, Taluka Sirvella, Kurnool Dist., Ap.518510 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Icici Bank Limited in Kurnool for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0001310 for the Yerraguntla, Andhra Pradesh branch of Icici Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Yerraguntla, Andhra Pradesh, Kurnool, Andhra Pradesh, is provided a unique IFSC like ICIC0001310 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Icici Bank Limited branch in Kurnool.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Kurnool and Yerraguntla.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Andhra Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in Yerraguntla, Andhra Pradesh do not get misguided to another person.
Format of the IFSC Code ICIC0001310
This is the format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Yerraguntla, Andhra Pradesh in Kurnool.
For example, the IFSC Code ICIC0001310 of Icici Bank Limited for the Yerraguntla, Andhra Pradesh branch includes these elements, identifying the bank and the branch location in Kurnool and Andhra Pradesh accurately.
How to Find IFSC Code for Icici Bank Limited?
To find the IFSC Code ICIC0001310 of Icici Bank Limited for its Yerraguntla, Andhra Pradesh branch located in Kurnool, the following methods can help you out:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Icici Bank Limited branches in Kurnool and Yerraguntla, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Yerraguntla, Andhra Pradesh or Kurnool to find the exact IFSC Code ICIC0001310.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Kurnool will provide accurate information.
How to Use IFSC Code ICIC0001310 for Online Transfers?
Once you have the IFSC Code ICIC0001310 for the Yerraguntla, Andhra Pradesh branch of Icici Bank Limited in Kurnool, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code ICIC0001310. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0001310.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Yerraguntla, Andhra Pradesh in Kurnool, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Yerraguntla, Andhra Pradesh, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Kurnool to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0001310.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Icici Bank Ltd., 3133/1To 3 133/4, Santa Market, Yerraguntla, Taluka Sirvella, Kurnool Dist., Ap.518510 located in Kurnool, Yerraguntla, Andhra Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.