For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Icici Bank Limited for its Adoni branch in Kurnool, Adoni, Andhra Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Icici Bank Limited located in Kurnool or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code ICIC0000687. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Adoni, Kurnool

The table below shows the main details of the IFSC Code ICIC0000687 for the Icici Bank Limited branch in Kurnool, which falls under the Adoni district in Andhra Pradesh.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0000687
Branch Adoni
City Kurnool
District Adoni
State Andhra Pradesh
Address Icici Bank Ltd., 21/173/A, Besides Sai Baba Temple, Saibaba Nagar, Main Road, Adoni.518301

These details are crucial, not just for online banking users but also for businesses and individuals who use Icici Bank Limited in Kurnool for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0000687 for the Adoni branch of Icici Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Adoni, Kurnool, Andhra Pradesh, are allotted a unique IFSC like ICIC0000687 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kurnool.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Kurnool and Adoni.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Icici Bank Limited in Adoni reaches the right place, even though there are thousands of branches in Andhra Pradesh and across India.

Format of the IFSC Code ICIC0000687

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Adoni in Kurnool.

For example, the IFSC Code ICIC0000687 of Icici Bank Limited for the Adoni branch includes these elements, identifying the bank and the branch location in Kurnool and Andhra Pradesh accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0000687 of Icici Bank Limited for its Adoni branch located in Kurnool, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Kurnool and Adoni, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Adoni or Kurnool to get the exact IFSC Code ICIC0000687.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Kurnool, you'll get the correct details.

How to Use IFSC Code ICIC0000687 for Online Transfers?

If you have the IFSC Code ICIC0000687 for the Adoni branch of Icici Bank Limited in Kurnool, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0000687. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Icici Bank Limited IFSC Code ICIC0000687.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Icici Bank Limited Adoni in Kurnool, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Adoni, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kurnool to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Adoni, Kurnool?

The IFSC Code is ICIC0000687.

Is the IFSC Code ICIC0000687 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Adoni?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Adoni branch?

The address of the branch is Icici Bank Ltd., 21/173/A, Besides Sai Baba Temple, Saibaba Nagar, Main Road, Adoni.518301 located in Kurnool, Adoni, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.