For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Icici Bank Limited for its Hosur Maruthi Nagar branch in Krishnagiri, Hosur, Tamil Nadu, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Icici Bank Limited located in Krishnagiri or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code ICIC0004788. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Hosur Maruthi Nagar, Krishnagiri
Below in the table are the key details related to IFSC Code ICIC0004788 of Icici Bank Limited for its branch located in Krishnagiri, within the district of Hosur in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0004788 |
| Branch | Hosur Maruthi Nagar |
| City | Krishnagiri |
| District | Hosur |
| State | Tamil Nadu |
| Address | No 01 Ground Floorshree Vaishanvi Arcade Nh7 Beside Income Tax Office Hosur Pin Code 635109 |
These details help users in online banking and for businesses and individuals who use Icici Bank Limited in Krishnagiri for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0004788 for the Hosur Maruthi Nagar branch of Icici Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Hosur Maruthi Nagar, Krishnagiri, Tamil Nadu, is provided with a unique IFSC like ICIC0004788 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Icici Bank Limited branch in Krishnagiri.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Krishnagiri and Hosur.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Tamil Nadu and the rest of India and the IFSC Code ensures that transactions meant for Icici Bank Limited in Hosur Maruthi Nagar do not get mixed with another location.
Format of the IFSC Code ICIC0004788
The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Hosur Maruthi Nagar in Krishnagiri.
For example, the IFSC Code ICIC0004788 of Icici Bank Limited for the Hosur Maruthi Nagar branch includes these elements, identifying the bank and the branch location in Krishnagiri and Tamil Nadu correctly.
How to Find IFSC Code for Icici Bank Limited?
If you are trying to find the IFSC Code ICIC0004788 of Icici Bank Limited for its Hosur Maruthi Nagar branch located in Krishnagiri, the following methods can help:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Icici Bank Limited branches in Krishnagiri and Hosur, print them on the first page of your passbook.
Bank Website
Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Hosur Maruthi Nagar or Krishnagiri to get the exact IFSC Code ICIC0004788.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Krishnagiri, you'll get the correct details.
How to Use IFSC Code ICIC0004788 for Online Transfers?
If you have the IFSC Code ICIC0004788 for the Hosur Maruthi Nagar branch of Icici Bank Limited in Krishnagiri, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ICIC0004788. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Icici Bank Limited IFSC Code ICIC0004788.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Icici Bank Limited Hosur Maruthi Nagar in Krishnagiri, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Hosur Maruthi Nagar, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Krishnagiri to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Hosur Maruthi Nagar Krishnagiri branch is ICIC0004788.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at No 01 Ground Floorshree Vaishanvi Arcade Nh7 Beside Income Tax Office Hosur Pin Code 635109.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.