For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Icici Bank Limited for its Kozhikodekallai Road branch in Kozhikode, Calicut, Kerala, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Icici Bank Limited located in Kozhikode or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code ICIC0000603. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Kozhikodekallai Road, Kozhikode

The table below shows the main details of the IFSC Code ICIC0000603 for the Icici Bank Limited branch in Kozhikode, which falls under the Calicut district in Kerala.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0000603
Branch Kozhikodekallai Road
City Kozhikode
District Calicut
State Kerala
Address Icici Bank Ltd., Sree Ganesh Enclave, No. 59/7331, Kallai Road, Calicut.673002

These details are essential not only for online banking users but also for businesses and individuals who use Icici Bank Limited in Kozhikode for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0000603 for the Kozhikodekallai Road branch of Icici Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Kozhikodekallai Road, Kozhikode, Kerala, are given a unique IFSC like ICIC0000603 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kozhikode.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Kozhikode and Calicut.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Icici Bank Limited in Kozhikodekallai Road goes to the correct branch. This is important because Icici Bank Limited has thousands of branches in Kerala and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code ICIC0000603

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kozhikodekallai Road in Kozhikode.

For example, the IFSC Code ICIC0000603 of Icici Bank Limited for the Kozhikodekallai Road branch has these elements, identifying the bank and the branch location in Kozhikode and Kerala correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0000603 of Icici Bank Limited for its Kozhikodekallai Road branch located in Kozhikode, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Kozhikode and Calicut, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Kozhikodekallai Road or Kozhikode to get the exact IFSC Code ICIC0000603.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Kozhikode, you'll get the correct details.

How to Use IFSC Code ICIC0000603 for Online Transfers?

Once you have the IFSC Code ICIC0000603 for the Kozhikodekallai Road branch of Icici Bank Limited in Kozhikode, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0000603. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0000603.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Kozhikodekallai Road in Kozhikode, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Kozhikodekallai Road, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kozhikode to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Kozhikodekallai Road, Kozhikode?

The IFSC Code is ICIC0000603.

Is the IFSC Code ICIC0000603 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Kozhikodekallai Road?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kozhikodekallai Road branch?

The address of the branch is Icici Bank Ltd., Sree Ganesh Enclave, No. 59/7331, Kallai Road, Calicut.673002 located in Kozhikode, Calicut, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

Nearby ICICI BANK LIMITED Branches

Back to Top