IFSC Code of Icici Bank Limited, Ettumanoor Caritas, Ettumanoor, Kerala- ICIC0005577

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Icici Bank Limited for its Ettumanoor Caritas branch in Kottayam, Ettumanoor, Kerala, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Icici Bank Limited located in Kottayam or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code ICIC0005577. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Ettumanoor Caritas, Kottayam

Here are the main details that are associated with the IFSC Code ICIC0005577 of Icici Bank Limited for its branch located in Kottayam, within the district of Ettumanoor in the state of Kerala.

These details are crucial, not just for online banking users but also for businesses and individuals who use Icici Bank Limited in Kottayam for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0005577 for the Ettumanoor Caritas branch of Icici Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Ettumanoor Caritas, Kottayam, Kerala, are allotted a unique IFSC like ICIC0005577 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Kottayam.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Kottayam and Ettumanoor.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Icici Bank Limited in Ettumanoor Caritas reaches the right place, even though there are thousands of branches in Kerala and across India.

Format of the IFSC Code ICIC0005577

This is the format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Ettumanoor Caritas in Kottayam.

For example, the IFSC Code ICIC0005577 of Icici Bank Limited for the Ettumanoor Caritas branch includes these elements, identifying the bank and the branch location in Kottayam and Kerala accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0005577 of Icici Bank Limited for its Ettumanoor Caritas branch located in Kottayam, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Kottayam and Ettumanoor, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Ettumanoor Caritas or Kottayam to get the exact IFSC Code ICIC0005577.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Kottayam, you'll get the correct details.

How to Use IFSC Code ICIC0005577 for Online Transfers?

Once you have the IFSC Code ICIC0005577 for the Ettumanoor Caritas branch of Icici Bank Limited in Kottayam, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0005577. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0005577.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Ettumanoor Caritas in Kottayam, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Ettumanoor Caritas, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Icici Bank Limited website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Kottayam manage their online transfers and cheque clearances easily.