For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Icici Bank Limited for its Ramgunj Mandi branch in Kota, Ramganj Mandi, Rajasthan, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Icici Bank Limited located in Kota or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code ICIC0000437. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Ramgunj Mandi, Kota

The table below shows the main details of the IFSC Code ICIC0000437 for the Icici Bank Limited branch in Kota, which falls under the Ramganj Mandi district in Rajasthan.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0000437
Branch Ramgunj Mandi
City Kota
District Ramganj Mandi
State Rajasthan
Address Icici Bank Ltd., Bazar No. 1, Ramganj Mandi, Kota, Rajasthan 326519

These details helps users in online banking and for businesses and individuals who use Icici Bank Limited in Kota for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0000437 for the Ramgunj Mandi branch of Icici Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Ramgunj Mandi, Kota, Rajasthan, are given a unique IFSC like ICIC0000437 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kota.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Kota and Ramganj Mandi.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Icici Bank Limited in Ramgunj Mandi goes to the correct branch. This is important because Icici Bank Limited has thousands of branches in Rajasthan and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code ICIC0000437

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Ramgunj Mandi in Kota.

For example, the IFSC Code ICIC0000437 of Icici Bank Limited for the Ramgunj Mandi branch has these elements, identifying the bank and the branch location in Kota and Rajasthan correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0000437 of Icici Bank Limited for its Ramgunj Mandi branch located in Kota, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Kota and Ramganj Mandi, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Ramgunj Mandi or Kota to get the exact IFSC Code ICIC0000437.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Kota, you'll get the correct details.

How to Use IFSC Code ICIC0000437 for Online Transfers?

Once you have the IFSC Code ICIC0000437 for the Ramgunj Mandi branch of Icici Bank Limited in Kota, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0000437. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Icici Bank Limited IFSC Code ICIC0000437.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Icici Bank Limited Ramgunj Mandi in Kota, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Icici Bank Limited in Ramgunj Mandi, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Kota manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited Ramgunj Mandi Kota?

The IFSC Code of the Ramgunj Mandi Kota branch is ICIC0000437.

Is IFSC Code ICIC0000437 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Icici Bank Limited Ramgunj Mandi branch?

The branch is located at Icici Bank Ltd., Bazar No. 1, Ramganj Mandi, Kota, Rajasthan 326519.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.