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IFSC Code of Icici Bank Limited, Gangavathi, Gangavathi, Karnataka — ICIC0000865

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Icici Bank Limited for its Gangavathi branch in Koppal, Gangavathi, Karnataka, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Icici Bank Limited located in Koppal or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code ICIC0000865. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Gangavathi, Koppal

Here are the main details that are associated with the IFSC Code ICIC0000865 of Icici Bank Limited for its branch located in Koppal, within the district of Gangavathi in the state of Karnataka.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0000865
Branch Gangavathi
City Koppal
District Gangavathi
State Karnataka
Address Icici Bank Ltd., G R Shopping Complex, C B S Circle, Gangawati, Koppal District, Karnataka.583227

These details help users in online banking and for businesses and individuals who use Icici Bank Limited in Koppal for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0000865 for the Gangavathi branch of Icici Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ICIC0000865 is given to every bank branch, including Icici Bank Limited located in Gangavathi, Koppal, Karnataka, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Icici Bank Limited branch in Koppal.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Koppal and Gangavathi.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Karnataka and the rest of India, which is why the IFSC Code ensures that transactions meant for Icici Bank Limited in Gangavathi doesn't end up at another location.

Format of the IFSC Code ICIC0000865

This is the format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Gangavathi in Koppal.

For example, the IFSC Code ICIC0000865 of Icici Bank Limited for the Gangavathi branch includes these elements, identifying the bank and the branch location in Koppal and Karnataka accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0000865 of Icici Bank Limited for its Gangavathi branch located in Koppal, the following methods can help:

Cheque Book

The cheque books that are issued by Icici Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Koppal and Gangavathi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and find the branch locator section. Search for Gangavathi or Koppal to get the exact IFSC Code ICIC0000865.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Icici Bank Limited and Koppal that will provide accurate information.

How to Use IFSC Code ICIC0000865 for Online Transfers?

Once you have the IFSC Code ICIC0000865 for the Gangavathi branch of Icici Bank Limited in Koppal, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0000865. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0000865.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Gangavathi in Koppal, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Gangavathi, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Koppal to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited Gangavathi Koppal?

The IFSC Code of the Gangavathi Koppal branch is ICIC0000865.

Is IFSC Code ICIC0000865 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Icici Bank Limited Gangavathi branch?

The branch is located at Icici Bank Ltd., G R Shopping Complex, C B S Circle, Gangawati, Koppal District, Karnataka.583227.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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