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IFSC Code of Icici Bank Limited, Kolkata Central Avenue West Bengal, Kolkata, West Bengal — ICIC0001290

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Icici Bank Limited for its Kolkata Central Avenue West Bengal branch in Kolkata, Kolkata, West Bengal, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Icici Bank Limited situated in Kolkata or anywhere in West Bengal can easily transfer funds instantly by using the correct IFSC Code ICIC0001290. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Kolkata Central Avenue West Bengal, Kolkata

The table below shows the main details of the IFSC Code ICIC0001290 for the Icici Bank Limited branch in Kolkata, which falls under the Kolkata district in West Bengal.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0001290
Branch Kolkata Central Avenue West Bengal
City Kolkata
District Kolkata
State West Bengal
Address Icici Bank Ltd., 112, C R Avenue, Kolkata Kolkata Dist., West Bengal.700073

These details are essential not only for online banking users but also for businesses and individuals who use Icici Bank Limited in Kolkata for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0001290 for the Kolkata Central Avenue West Bengal branch of Icici Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ICIC0001290 is given to every bank branch, including Icici Bank Limited located in Kolkata Central Avenue West Bengal, Kolkata, West Bengal, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Icici Bank Limited branch in Kolkata.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Kolkata and Kolkata.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across West Bengal and the rest of India, which is why the IFSC Code ensures that transactions meant for Icici Bank Limited in Kolkata Central Avenue West Bengal doesn't end up at another location.

Format of the IFSC Code ICIC0001290

This is the format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kolkata Central Avenue West Bengal in Kolkata.

For example, the IFSC Code ICIC0001290 of Icici Bank Limited for the Kolkata Central Avenue West Bengal branch includes these elements, identifying the bank and the branch location in Kolkata and West Bengal accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0001290 of Icici Bank Limited for its Kolkata Central Avenue West Bengal branch located in Kolkata, the following methods can help:

Cheque Book

The cheque books that are issued by Icici Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Kolkata and Kolkata, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and find the branch locator section. Search for Kolkata Central Avenue West Bengal or Kolkata to get the exact IFSC Code ICIC0001290.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Icici Bank Limited and Kolkata that will provide accurate information.

How to Use IFSC Code ICIC0001290 for Online Transfers?

Once you have the IFSC Code ICIC0001290 for the Kolkata Central Avenue West Bengal branch of Icici Bank Limited in Kolkata, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0001290. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0001290.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Kolkata Central Avenue West Bengal in Kolkata, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Kolkata Central Avenue West Bengal, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Kolkata manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited Kolkata Central Avenue West Bengal Kolkata?

The IFSC Code of the Kolkata Central Avenue West Bengal Kolkata branch is ICIC0001290.

Is IFSC Code ICIC0001290 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Icici Bank Limited Kolkata Central Avenue West Bengal branch?

The branch is located at Icici Bank Ltd., 112, C R Avenue, Kolkata Kolkata Dist., West Bengal.700073.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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