The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Kodoli Urban Cooperative Bank branch in Kolhapur, Panhala, Maharashtra, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Kolhapur or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code ICIC00KDUCB. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Icici Bank Limited, Kodoli Urban Cooperative Bank, Kolhapur
The table below shows the main details of the IFSC Code ICIC00KDUCB for the Icici Bank Limited branch in Kolhapur, which falls under the Panhala district in Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC00KDUCB |
| Branch | Kodoli Urban Cooperative Bank |
| City | Kolhapur |
| District | Panhala |
| State | Maharashtra |
| Address | Ho Branch Kodaoli At Post Kodoli Tal Panhala Dist Kolhapur |
These details helps users in online banking and for businesses and individuals who use Icici Bank Limited in Kolhapur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC00KDUCB for the Kodoli Urban Cooperative Bank branch of Icici Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Kodoli Urban Cooperative Bank, Kolhapur, Maharashtra, is provided with a unique IFSC like ICIC00KDUCB to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Icici Bank Limited branch in Kolhapur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Kolhapur and Panhala.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Maharashtra and the rest of India and the IFSC Code ensures that transactions meant for Icici Bank Limited in Kodoli Urban Cooperative Bank do not get mixed with another location.
Format of the IFSC Code ICIC00KDUCB
The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kodoli Urban Cooperative Bank in Kolhapur.
For example, the IFSC Code ICIC00KDUCB of Icici Bank Limited for the Kodoli Urban Cooperative Bank branch includes these elements, identifying the bank and the branch location in Kolhapur and Maharashtra accurately.
How to Find IFSC Code for Icici Bank Limited?
If you are trying to find the IFSC Code ICIC00KDUCB of Icici Bank Limited for its Kodoli Urban Cooperative Bank branch located in Kolhapur, the following methods can help:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Icici Bank Limited branches in Kolhapur and Panhala, print them on the first page of your passbook.
Bank Website
Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Kodoli Urban Cooperative Bank or Kolhapur to get the exact IFSC Code ICIC00KDUCB.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Kolhapur, you'll get the correct details.
How to Use IFSC Code ICIC00KDUCB for Online Transfers?
Once you have the IFSC Code ICIC00KDUCB for the Kodoli Urban Cooperative Bank branch of Icici Bank Limited in Kolhapur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code ICIC00KDUCB. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC00KDUCB.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Kodoli Urban Cooperative Bank in Kolhapur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Icici Bank Limited in Kodoli Urban Cooperative Bank, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Kolhapur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC00KDUCB.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Ho Branch Kodaoli At Post Kodoli Tal Panhala Dist Kolhapur located in Kolhapur, Panhala, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.