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IFSC Code of Icici Bank Limited, Jaysingpur Udgaon Sahakari Bank Ltd, Shirol, Maharashtra — ICIC00JUSBL

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Icici Bank Limited for its Jaysingpur Udgaon Sahakari Bank Ltd branch in Kolhapur, Shirol, Maharashtra, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Icici Bank Limited situated in Kolhapur or anywhere in Maharashtra can easily transfer funds instantly by using the correct IFSC Code ICIC00JUSBL. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Jaysingpur Udgaon Sahakari Bank Ltd, Kolhapur

Below in the table are the key details related to IFSC Code ICIC00JUSBL of Icici Bank Limited for its branch located in Kolhapur, within the district of Shirol in the state of Maharashtra.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC00JUSBL
Branch Jaysingpur Udgaon Sahakari Bank Ltd
City Kolhapur
District Shirol
State Maharashtra
Address 10Th Lane, Sangli ┬Û Kolhapur Road, Opp Police Station, Jaysingpur ┬Û 416101, Tal ┬Û Shirol, Dist ┬Û Kolhapur

These details helps users in online banking and for businesses and individuals who use Icici Bank Limited in Kolhapur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC00JUSBL for the Jaysingpur Udgaon Sahakari Bank Ltd branch of Icici Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Jaysingpur Udgaon Sahakari Bank Ltd, Kolhapur, Maharashtra, are given a unique IFSC like ICIC00JUSBL to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kolhapur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Kolhapur and Shirol.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Icici Bank Limited in Jaysingpur Udgaon Sahakari Bank Ltd goes to the correct branch. This is important because Icici Bank Limited has thousands of branches in Maharashtra and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code ICIC00JUSBL

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Jaysingpur Udgaon Sahakari Bank Ltd in Kolhapur.

For example, the IFSC Code ICIC00JUSBL of Icici Bank Limited for the Jaysingpur Udgaon Sahakari Bank Ltd branch has these elements, identifying the bank and the branch location in Kolhapur and Maharashtra correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC00JUSBL of Icici Bank Limited for its Jaysingpur Udgaon Sahakari Bank Ltd branch located in Kolhapur, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Icici Bank Limited branches in Kolhapur and Shirol, print them on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Jaysingpur Udgaon Sahakari Bank Ltd or Kolhapur to get the exact IFSC Code ICIC00JUSBL.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Kolhapur, you'll get the correct details.

How to Use IFSC Code ICIC00JUSBL for Online Transfers?

Once you have the IFSC Code ICIC00JUSBL for the Jaysingpur Udgaon Sahakari Bank Ltd branch of Icici Bank Limited in Kolhapur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC00JUSBL. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC00JUSBL.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Jaysingpur Udgaon Sahakari Bank Ltd in Kolhapur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Jaysingpur Udgaon Sahakari Bank Ltd, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Kolhapur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Jaysingpur Udgaon Sahakari Bank Ltd, Kolhapur?

The IFSC Code is ICIC00JUSBL.

Is the IFSC Code ICIC00JUSBL permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Jaysingpur Udgaon Sahakari Bank Ltd?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Jaysingpur Udgaon Sahakari Bank Ltd branch?

The address of the branch is 10Th Lane, Sangli ┬Û Kolhapur Road, Opp Police Station, Jaysingpur ┬Û 416101, Tal ┬Û Shirol, Dist ┬Û Kolhapur located in Kolhapur, Shirol, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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