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IFSC Code of Icici Bank Limited, Bangarpet, Kolar, Karnataka — ICIC0000478

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Icici Bank Limited for its Bangarpet branch in Kolar, Kolar, Karnataka, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Icici Bank Limited located in Kolar or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code ICIC0000478. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Bangarpet, Kolar

Here are the key points that are associated with the IFSC Code ICIC0000478 of Icici Bank Limited for its branch located in Kolar, within the district of Kolar in the state of Karnataka.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0000478
Branch Bangarpet
City Kolar
District Kolar
State Karnataka
Address Icici Bank Ltd., . 383/1, Old Santhe Ground, Kolar Road, Bangarapet Karnataka.563114

These details are essential not only for online banking users but also for businesses and individuals who use Icici Bank Limited in Kolar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0000478 for the Bangarpet branch of Icici Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ICIC0000478 is given to every bank branch, including Icici Bank Limited located in Bangarpet, Kolar, Karnataka, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Icici Bank Limited branch in Kolar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Kolar and Kolar.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Karnataka and the rest of India, which is why the IFSC Code ensures that transactions meant for Icici Bank Limited in Bangarpet doesn't end up at another location.

Format of the IFSC Code ICIC0000478

The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bangarpet in Kolar.

For example, the IFSC Code ICIC0000478 of Icici Bank Limited for the Bangarpet branch includes these elements, identifying the bank and the branch location in Kolar and Karnataka correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are looking for the IFSC Code ICIC0000478 of Icici Bank Limited for its Bangarpet branch located in Kolar, the following methods can help:

Cheque Book

The cheque book that is issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Icici Bank Limited branches in Kolar and Kolar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Icici Bank Limited and look for the branch locator section, then search for Bangarpet or Kolar to get the exact IFSC Code ICIC0000478.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Icici Bank Limited and Kolar, then it will provide you proper information.

How to Use IFSC Code ICIC0000478 for Online Transfers?

Once you have the IFSC Code ICIC0000478 for the Bangarpet branch of Icici Bank Limited in Kolar, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0000478. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Icici Bank Limited IFSC Code ICIC0000478.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Icici Bank Limited Bangarpet in Kolar, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Icici Bank Limited in Bangarpet, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Kolar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Bangarpet, Kolar?

The IFSC Code is ICIC0000478.

Is the IFSC Code ICIC0000478 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Bangarpet?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bangarpet branch?

The address of the branch is Icici Bank Ltd., . 383/1, Old Santhe Ground, Kolar Road, Bangarapet Karnataka.563114 located in Kolar, Kolar, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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