There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Icici Bank Limited for its Kohimanh Thirty Nine branch in Kohima, Kohima, Nagaland, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Icici Bank Limited situated in Kohima or anywhere in Nagaland can easily transfer funds instantly by using the correct IFSC Code ICIC0002578. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Kohimanh Thirty Nine, Kohima
Here are the key points that are associated with the IFSC Code ICIC0002578 of Icici Bank Limited for its branch located in Kohima, within the district of Kohima in the state of Nagaland.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0002578 |
| Branch | Kohimanh Thirty Nine |
| City | Kohima |
| District | Kohima |
| State | Nagaland |
| Address | Icici Bank Ltd., Ioc Petrol Pump, Opp. Baptist Church, Nh 39, Kohima Nagaland.797001 |
These details are important not only for users using online banking but also for businesses and individuals who use Icici Bank Limited in Kohima for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ICIC0002578 for the Kohimanh Thirty Nine branch of Icici Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Kohimanh Thirty Nine, Kohima, Nagaland, are given a unique IFSC like ICIC0002578 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Kohima.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Kohima and Kohima.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Icici Bank Limited in Kohimanh Thirty Nine goes to the correct branch. This is important because Icici Bank Limited has thousands of branches in Nagaland and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code ICIC0002578
The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kohimanh Thirty Nine in Kohima.
For example, the IFSC Code ICIC0002578 of Icici Bank Limited for the Kohimanh Thirty Nine branch has these elements, identifying the bank and the branch location in Kohima and Nagaland correctly.
How to Find IFSC Code for Icici Bank Limited?
If you are looking for the IFSC Code ICIC0002578 of Icici Bank Limited for its Kohimanh Thirty Nine branch located in Kohima, the following methods can help:
Cheque Book
The cheque book that is issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Icici Bank Limited branches in Kohima and Kohima, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Icici Bank Limited and look for the branch locator section, then search for Kohimanh Thirty Nine or Kohima to get the exact IFSC Code ICIC0002578.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Icici Bank Limited and Kohima, then it will provide you proper information.
How to Use IFSC Code ICIC0002578 for Online Transfers?
Once you have the IFSC Code ICIC0002578 for the Kohimanh Thirty Nine branch of Icici Bank Limited in Kohima, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code ICIC0002578. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0002578.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Kohimanh Thirty Nine in Kohima, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Kohimanh Thirty Nine, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Kohima to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0002578.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Icici Bank Ltd., Ioc Petrol Pump, Opp. Baptist Church, Nh 39, Kohima Nagaland.797001 located in Kohima, Kohima, Nagaland.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.