There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Icici Bank Limited for its Jhumri Talaiya branch in Koderma, Jhumritilaiya, Jharkhand, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Icici Bank Limited situated in Koderma or anywhere in Jharkhand can easily transfer funds instantly by using the correct IFSC Code ICIC0001006. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Jhumri Talaiya, Koderma

Here are the key points that are associated with the IFSC Code ICIC0001006 of Icici Bank Limited for its branch located in Koderma, within the district of Jhumritilaiya in the state of Jharkhand.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0001006
Branch Jhumri Talaiya
City Koderma
District Jhumritilaiya
State Jharkhand
Address Icici Bank Ltd., Near Samanto Petrolpump, Main Road, Jhumri Tilaiya, Koderma Dist, Jharkhand.825409

These details are essential not only for online banking users but also for businesses and individuals who use Icici Bank Limited in Koderma for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0001006 for the Jhumri Talaiya branch of Icici Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Jhumri Talaiya, Koderma, Jharkhand, are given a unique IFSC like ICIC0001006 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Koderma.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Koderma and Jhumritilaiya.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Icici Bank Limited in Jhumri Talaiya goes to the correct branch. This is important because Icici Bank Limited has thousands of branches in Jharkhand and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code ICIC0001006

This is the format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Jhumri Talaiya in Koderma.

For example, the IFSC Code ICIC0001006 of Icici Bank Limited for the Jhumri Talaiya branch includes these elements, identifying the bank and the branch location in Koderma and Jharkhand accurately.

How to Find IFSC Code for Icici Bank Limited?

To find the IFSC Code ICIC0001006 of Icici Bank Limited for its Jhumri Talaiya branch located in Koderma, the following methods can help you out:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Koderma and Jhumritilaiya, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Jhumri Talaiya or Koderma to find the exact IFSC Code ICIC0001006.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Koderma will provide accurate information.

How to Use IFSC Code ICIC0001006 for Online Transfers?

Once you have the IFSC Code ICIC0001006 for the Jhumri Talaiya branch of Icici Bank Limited in Koderma, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0001006. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0001006.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Jhumri Talaiya in Koderma may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Jhumri Talaiya, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Koderma manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Jhumri Talaiya, Koderma?

The IFSC Code is ICIC0001006.

Is the IFSC Code ICIC0001006 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Jhumri Talaiya?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Jhumri Talaiya branch?

The address of the branch is Icici Bank Ltd., Near Samanto Petrolpump, Main Road, Jhumri Tilaiya, Koderma Dist, Jharkhand.825409 located in Koderma, Jhumritilaiya, Jharkhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.