Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Icici Bank Limited for its Reckong Peo branch in Kinnaur, Recong Peo, or Kinnaur, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Icici Bank Limited located in Kinnaur or anywhere in Kinnaur can transfer funds instantly by using the correct IFSC Code ICIC0007711. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Reckong Peo, Kinnaur
Here are some of the key details that come with the IFSC Code ICIC0007711 of Icici Bank Limited for its branch located in Kinnaur, within the district of Recong Peo in the state of Kinnaur.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0007711 |
| Branch | Reckong Peo |
| City | Kinnaur |
| District | Recong Peo |
| State | Kinnaur |
| Address | Icici Bank Ltd., Somprakash Complex, Main Market, Reckong Peo, Dist.Kinnaur, Himachal Pradesh.172107 |
These details are important not only for users using online banking but also for businesses and individuals who use Icici Bank Limited in Kinnaur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ICIC0007711 for the Reckong Peo branch of Icici Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Reckong Peo, Kinnaur, Kinnaur, are allotted a unique IFSC like ICIC0007711 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Kinnaur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Kinnaur and Recong Peo.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Icici Bank Limited in Reckong Peo reaches the right place, even though there are thousands of branches in Kinnaur and across India.
Format of the IFSC Code ICIC0007711
The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Reckong Peo in Kinnaur.
For example, the IFSC Code ICIC0007711 of Icici Bank Limited for the Reckong Peo branch has these elements, identifying the bank and the branch location in Kinnaur and Kinnaur correctly.
How to Find IFSC Code for Icici Bank Limited?
If you are looking for the IFSC Code ICIC0007711 of Icici Bank Limited for its Reckong Peo branch located in Kinnaur, the following methods can help:
Cheque Book
The cheque book that is issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Icici Bank Limited branches in Kinnaur and Recong Peo, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Icici Bank Limited and look for the branch locator section, then search for Reckong Peo or Kinnaur to get the exact IFSC Code ICIC0007711.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Icici Bank Limited and Kinnaur, then it will provide you proper information.
How to Use IFSC Code ICIC0007711 for Online Transfers?
Once you have the IFSC Code ICIC0007711 for the Reckong Peo branch of Icici Bank Limited in Kinnaur, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ICIC0007711. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Icici Bank Limited IFSC Code ICIC0007711.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Icici Bank Limited Reckong Peo in Kinnaur, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Reckong Peo, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Kinnaur to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Reckong Peo Kinnaur branch is ICIC0007711.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Icici Bank Ltd., Somprakash Complex, Main Market, Reckong Peo, Dist.Kinnaur, Himachal Pradesh.172107.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.