For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Icici Bank Limited for its Bhubaneswar Infosys branch in Khurda, Bhubaneswar, Odisha, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Icici Bank Limited located in Khurda or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code ICIC0004299. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Bhubaneswar Infosys, Khurda

Below in the table are the key details related to IFSC Code ICIC0004299 of Icici Bank Limited for its branch located in Khurda, within the district of Bhubaneswar in the state of Odisha.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0004299
Branch Bhubaneswar Infosys
City Khurda
District Bhubaneswar
State Odisha
Address Icici Bank Ltd., Infosys Limited, Plot No.Pb.1, Ne.1 And Np.1, Info Valley Idco It/Ites Sez Village Gaudakashipur And Arisal, Bhubaneswar, Dist. Khurda, Orissa.752054.752054

These details are essential not only for online banking users but also for businesses and individuals who use Icici Bank Limited in Khurda for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0004299 for the Bhubaneswar Infosys branch of Icici Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Bhubaneswar Infosys, Khurda, Odisha, are given a unique IFSC like ICIC0004299 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Khurda.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Khurda and Bhubaneswar.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Icici Bank Limited in Bhubaneswar Infosys goes to the correct branch. This is important because Icici Bank Limited has thousands of branches in Odisha and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code ICIC0004299

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bhubaneswar Infosys in Khurda.

For example, the IFSC Code ICIC0004299 of Icici Bank Limited for the Bhubaneswar Infosys branch includes these elements, identifying the bank and the branch location in Khurda and Odisha accurately.

How to Find IFSC Code for Icici Bank Limited?

To find the IFSC Code ICIC0004299 of Icici Bank Limited for its Bhubaneswar Infosys branch located in Khurda, the following methods can help you out:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Khurda and Bhubaneswar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Bhubaneswar Infosys or Khurda to find the exact IFSC Code ICIC0004299.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Khurda will provide accurate information.

How to Use IFSC Code ICIC0004299 for Online Transfers?

If you have the IFSC Code ICIC0004299 for the Bhubaneswar Infosys branch of Icici Bank Limited in Khurda, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0004299. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Icici Bank Limited IFSC Code ICIC0004299.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Icici Bank Limited Bhubaneswar Infosys in Khurda, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Icici Bank Limited in Bhubaneswar Infosys, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Khurda manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Bhubaneswar Infosys, Khurda?

The IFSC Code is ICIC0004299.

Is the IFSC Code ICIC0004299 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Bhubaneswar Infosys?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bhubaneswar Infosys branch?

The address of the branch is Icici Bank Ltd., Infosys Limited, Plot No.Pb.1, Ne.1 And Np.1, Info Valley Idco It/Ites Sez Village Gaudakashipur And Arisal, Bhubaneswar, Dist. Khurda, Orissa.752054.752054 located in Khurda, Bhubaneswar, Odisha.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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