Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Icici Bank Limited for its Kapadwanj branch in Kheda, Kapadwanj, Gujarat, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Icici Bank Limited located in Kheda or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code ICIC0000847. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Kapadwanj, Kheda

The table below shows the main details of the IFSC Code ICIC0000847 for the Icici Bank Limited branch in Kheda, which falls under the Kapadwanj district in Gujarat.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0000847
Branch Kapadwanj
City Kheda
District Kapadwanj
State Gujarat
Address Icici Bank Ltd., F.F.L., National Plaza, Near Bhaktinagar Circle, Kapadvanj.387620

These details are crucial, not just for online banking users but also for businesses and individuals who use Icici Bank Limited in Kheda for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0000847 for the Kapadwanj branch of Icici Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Kapadwanj, Kheda, Gujarat, is provided with a unique IFSC like ICIC0000847 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Icici Bank Limited branch in Kheda.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Kheda and Kapadwanj.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Icici Bank Limited in Kapadwanj do not get mixed with another location.

Format of the IFSC Code ICIC0000847

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kapadwanj in Kheda.

For example, the IFSC Code ICIC0000847 of Icici Bank Limited for the Kapadwanj branch has these elements, identifying the bank and the branch location in Kheda and Gujarat correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0000847 of Icici Bank Limited for its Kapadwanj branch located in Kheda, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Kheda and Kapadwanj, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Kapadwanj or Kheda to get the exact IFSC Code ICIC0000847.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Kheda, you'll get the correct details.

How to Use IFSC Code ICIC0000847 for Online Transfers?

Once you have the IFSC Code ICIC0000847 for the Kapadwanj branch of Icici Bank Limited in Kheda, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0000847. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0000847.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Kapadwanj in Kheda, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Kapadwanj, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kheda to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited Kapadwanj Kheda?

The IFSC Code of the Kapadwanj Kheda branch is ICIC0000847.

Is IFSC Code ICIC0000847 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Icici Bank Limited Kapadwanj branch?

The branch is located at Icici Bank Ltd., F.F.L., National Plaza, Near Bhaktinagar Circle, Kapadvanj.387620.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.