Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Icici Bank Limited for its Uparadiha branch in Keonjhar, Ghatgaon, or Odisha, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Icici Bank Limited located in Keonjhar or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code ICIC0008299. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Uparadiha, Keonjhar

The table below shows the main details of the IFSC Code ICIC0008299 for the Icici Bank Limited branch in Keonjhar, which falls under the Ghatgaon district in Odisha.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0008299
Branch Uparadiha
City Keonjhar
District Ghatgaon
State Odisha
Address Icici Bank Ltd, Plot No 537 3191, Khata No 153 1194, At Uparadiha, Po Kusunpur, Ps Ghatgaon

These details helps users in online banking and for businesses and individuals who use Icici Bank Limited in Keonjhar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0008299 for the Uparadiha branch of Icici Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Uparadiha, Keonjhar, Odisha, are allotted a unique IFSC like ICIC0008299 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Keonjhar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Keonjhar and Ghatgaon.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Icici Bank Limited in Uparadiha reaches the right place, even though there are thousands of branches in Odisha and across India.

Format of the IFSC Code ICIC0008299

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Uparadiha in Keonjhar.

For example, the IFSC Code ICIC0008299 of Icici Bank Limited for the Uparadiha branch includes these elements, identifying the bank and the branch location in Keonjhar and Odisha accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0008299 of Icici Bank Limited for its Uparadiha branch located in Keonjhar, the following methods can help:

Cheque Book

The cheque books that are issued by Icici Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Keonjhar and Ghatgaon, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and find the branch locator section. Search for Uparadiha or Keonjhar to get the exact IFSC Code ICIC0008299.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Icici Bank Limited and Keonjhar that will provide accurate information.

How to Use IFSC Code ICIC0008299 for Online Transfers?

Once you have the IFSC Code ICIC0008299 for the Uparadiha branch of Icici Bank Limited in Keonjhar, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0008299. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0008299.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Uparadiha in Keonjhar may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Uparadiha, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Keonjhar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited Uparadiha Keonjhar?

The IFSC Code of the Uparadiha Keonjhar branch is ICIC0008299.

Is IFSC Code ICIC0008299 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Icici Bank Limited Uparadiha branch?

The branch is located at Icici Bank Ltd, Plot No 537 3191, Khata No 153 1194, At Uparadiha, Po Kusunpur, Ps Ghatgaon.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.