There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Icici Bank Limited for its Kaushambisirathu branch in Kaushambi, Sirathu, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Icici Bank Limited situated in Kaushambi or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code ICIC0001001. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Kaushambisirathu, Kaushambi

Below in the table are the key details related to IFSC Code ICIC0001001 of Icici Bank Limited for its branch located in Kaushambi, within the district of Sirathu in the state of Uttar Pradesh.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0001001
Branch Kaushambisirathu
City Kaushambi
District Sirathu
State Uttar Pradesh
Address Icici Bank Ltd., Ward No 11, Saini Road, Sanskar Guest House, Sirathu, Dist. Kaushambi.212217, Uttar Pradesh

These details are essential not only for online banking users but also for businesses and individuals who use Icici Bank Limited in Kaushambi for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0001001 for the Kaushambisirathu branch of Icici Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Kaushambisirathu, Kaushambi, Uttar Pradesh, are allotted a unique IFSC like ICIC0001001 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kaushambi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Kaushambi and Sirathu.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Icici Bank Limited in Kaushambisirathu reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code ICIC0001001

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kaushambisirathu in Kaushambi.

For example, the IFSC Code ICIC0001001 of Icici Bank Limited for the Kaushambisirathu branch includes these elements, identifying the bank and the branch location in Kaushambi and Uttar Pradesh accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0001001 of Icici Bank Limited for its Kaushambisirathu branch located in Kaushambi, the following methods can help:

Cheque Book

The cheque books that are issued by Icici Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Kaushambi and Sirathu, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and find the branch locator section. Search for Kaushambisirathu or Kaushambi to get the exact IFSC Code ICIC0001001.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Icici Bank Limited and Kaushambi that will provide accurate information.

How to Use IFSC Code ICIC0001001 for Online Transfers?

Once you have the IFSC Code ICIC0001001 for the Kaushambisirathu branch of Icici Bank Limited in Kaushambi, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0001001. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0001001.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Kaushambisirathu in Kaushambi, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Kaushambisirathu, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kaushambi to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Kaushambisirathu, Kaushambi?

The IFSC Code is ICIC0001001.

Is the IFSC Code ICIC0001001 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Kaushambisirathu?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kaushambisirathu branch?

The address of the branch is Icici Bank Ltd., Ward No 11, Saini Road, Sanskar Guest House, Sirathu, Dist. Kaushambi.212217, Uttar Pradesh located in Kaushambi, Sirathu, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.