IFSC Code of Icici Bank Limited, Mirchaibari Katihar, Katihar, Bihar — ICIC0004436

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Icici Bank Limited for its Mirchaibari Katihar branch in Katihar, Katihar, or Bihar, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Icici Bank Limited located in Katihar or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code ICIC0004436. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Mirchaibari Katihar, Katihar

Here are the key points that are associated with the IFSC Code ICIC0004436 of Icici Bank Limited for its branch located in Katihar, within the district of Katihar in the state of Bihar.

These details are essential not only for online banking users but also for businesses and individuals who use Icici Bank Limited in Katihar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0004436 for the Mirchaibari Katihar branch of Icici Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Mirchaibari Katihar, Katihar, Bihar, are allotted a unique IFSC like ICIC0004436 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Katihar.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Katihar and Katihar.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Icici Bank Limited in Mirchaibari Katihar reaches the right place, even though there are thousands of branches in Bihar and across India.

Format of the IFSC Code ICIC0004436

This is the format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Mirchaibari Katihar in Katihar.

For example, the IFSC Code ICIC0004436 of Icici Bank Limited for the Mirchaibari Katihar branch includes these elements, identifying the bank and the branch location in Katihar and Bihar accurately.

How to Find IFSC Code for Icici Bank Limited?

To find the IFSC Code ICIC0004436 of Icici Bank Limited for its Mirchaibari Katihar branch located in Katihar, the following methods can help you out:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Katihar and Katihar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Mirchaibari Katihar or Katihar to find the exact IFSC Code ICIC0004436.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Katihar will provide accurate information.

How to Use IFSC Code ICIC0004436 for Online Transfers?

Once you have the IFSC Code ICIC0004436 for the Mirchaibari Katihar branch of Icici Bank Limited in Katihar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0004436. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0004436.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Mirchaibari Katihar in Katihar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Mirchaibari Katihar, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Icici Bank Limited website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Katihar manage their online transfers and cheque clearances easily.