Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Icici Bank Limited for its Kasaragod branch in Kasaragod, Kasaragod, Kerala, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Icici Bank Limited located in Kasaragod or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code ICIC0000220. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Kasaragod, Kasaragod

The table below shows the main details of the IFSC Code ICIC0000220 for the Icici Bank Limited branch in Kasaragod, which falls under the Kasaragod district in Kerala.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0000220
Branch Kasaragod
City Kasaragod
District Kasaragod
State Kerala
Address Icici Bank Ltd., Citi Centre, Bank Road, Kasargode.671121

These details are important not only for users using online banking but also for businesses and individuals who use Icici Bank Limited in Kasaragod for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ICIC0000220 for the Kasaragod branch of Icici Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Kasaragod, Kasaragod, Kerala, is provided a unique IFSC like ICIC0000220 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Icici Bank Limited branch in Kasaragod.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Kasaragod and Kasaragod.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in Kasaragod do not get misguided to another person.

Format of the IFSC Code ICIC0000220

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kasaragod in Kasaragod.

For example, the IFSC Code ICIC0000220 of Icici Bank Limited for the Kasaragod branch includes these elements, identifying the bank and the branch location in Kasaragod and Kerala accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are looking for the IFSC Code ICIC0000220 of Icici Bank Limited for its Kasaragod branch located in Kasaragod, the following methods can help:

Cheque Book

The cheque book that is issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Icici Bank Limited branches in Kasaragod and Kasaragod, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Icici Bank Limited and look for the branch locator section, then search for Kasaragod or Kasaragod to get the exact IFSC Code ICIC0000220.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Icici Bank Limited and Kasaragod, then it will provide you proper information.

How to Use IFSC Code ICIC0000220 for Online Transfers?

Once you have the IFSC Code ICIC0000220 for the Kasaragod branch of Icici Bank Limited in Kasaragod, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0000220. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0000220.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Kasaragod in Kasaragod may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Kasaragod, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kasaragod to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Kasaragod, Kasaragod?

The IFSC Code is ICIC0000220.

Is the IFSC Code ICIC0000220 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Kasaragod?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kasaragod branch?

The address of the branch is Icici Bank Ltd., Citi Centre, Bank Road, Kasargode.671121 located in Kasaragod, Kasaragod, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.