There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Icici Bank Limited for its The Gayatri Co-Operative Urban Bank Ltd branch in Karimnagar, Jagtial, Andhra Pradesh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Icici Bank Limited situated in Karimnagar or anywhere in Andhra Pradesh can easily transfer funds instantly by using the correct IFSC Code ICIC00GAYAT. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, The Gayatri Co-Operative Urban Bank Ltd, Karimnagar
Here are the key points that are associated with the IFSC Code ICIC00GAYAT of Icici Bank Limited for its branch located in Karimnagar, within the district of Jagtial in the state of Andhra Pradesh.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC00GAYAT |
| Branch | The Gayatri Co-Operative Urban Bank Ltd |
| City | Karimnagar |
| District | Jagtial |
| State | Andhra Pradesh |
| Address | H. No 7-1-72/73/74 Gayathri Towers, Thahasil Chowrasta, Jagtial ┬Û 505327, Dist Karim Nagar, A.P. |
These details are crucial, not just for online banking users but also for businesses and individuals who use Icici Bank Limited in Karimnagar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC00GAYAT for the The Gayatri Co-Operative Urban Bank Ltd branch of Icici Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in The Gayatri Co-Operative Urban Bank Ltd, Karimnagar, Andhra Pradesh, is provided with a unique IFSC like ICIC00GAYAT to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Icici Bank Limited branch in Karimnagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Karimnagar and Jagtial.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Andhra Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Icici Bank Limited in The Gayatri Co-Operative Urban Bank Ltd do not get mixed with another location.
Format of the IFSC Code ICIC00GAYAT
The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The Gayatri Co-Operative Urban Bank Ltd in Karimnagar.
For example, the IFSC Code ICIC00GAYAT of Icici Bank Limited for the The Gayatri Co-Operative Urban Bank Ltd branch includes these elements, identifying the bank and the branch location in Karimnagar and Andhra Pradesh accurately.
How to Find IFSC Code for Icici Bank Limited?
If you are trying to find the IFSC Code ICIC00GAYAT of Icici Bank Limited for its The Gayatri Co-Operative Urban Bank Ltd branch located in Karimnagar, the following methods can help:
Cheque Book
The cheque books that are issued by Icici Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Icici Bank Limited branches in Karimnagar and Jagtial, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Icici Bank Limited and find the branch locator section. Search for The Gayatri Co-Operative Urban Bank Ltd or Karimnagar to get the exact IFSC Code ICIC00GAYAT.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Icici Bank Limited and Karimnagar that will provide accurate information.
How to Use IFSC Code ICIC00GAYAT for Online Transfers?
Once you have the IFSC Code ICIC00GAYAT for the The Gayatri Co-Operative Urban Bank Ltd branch of Icici Bank Limited in Karimnagar, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ICIC00GAYAT. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Icici Bank Limited IFSC Code ICIC00GAYAT.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Icici Bank Limited The Gayatri Co-Operative Urban Bank Ltd in Karimnagar, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Icici Bank Limited in The Gayatri Co-Operative Urban Bank Ltd, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Karimnagar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC00GAYAT.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is H. No 7-1-72/73/74 Gayathri Towers, Thahasil Chowrasta, Jagtial ┬Û 505327, Dist Karim Nagar, A.P. located in Karimnagar, Jagtial, Andhra Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.