IFSC Code of Icici Bank Limited, Karaikal, Karaikal, Puducherry — ICIC0000996

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Icici Bank Limited for its Karaikal branch in Karaikal, Karaikal, or Puducherry, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Icici Bank Limited located in Karaikal or anywhere in Puducherry can transfer funds instantly by using the correct IFSC Code ICIC0000996. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Karaikal, Karaikal

Here are the key points that are associated with the IFSC Code ICIC0000996 of Icici Bank Limited for its branch located in Karaikal, within the district of Karaikal in the state of Puducherry.

These details helps users in online banking and for businesses and individuals who use Icici Bank Limited in Karaikal for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0000996 for the Karaikal branch of Icici Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ICIC0000996 is given to every bank branch, including Icici Bank Limited located in Karaikal, Karaikal, Puducherry, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Icici Bank Limited branch in Karaikal.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Karaikal and Karaikal.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Puducherry and the rest of India, which is why the IFSC Code ensures that transactions meant for Icici Bank Limited in Karaikal doesn't end up at another location.

Format of the IFSC Code ICIC0000996

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Karaikal in Karaikal.

For example, the IFSC Code ICIC0000996 of Icici Bank Limited for the Karaikal branch has these elements, identifying the bank and the branch location in Karaikal and Puducherry correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0000996 of Icici Bank Limited for its Karaikal branch located in Karaikal, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Icici Bank Limited branches in Karaikal and Karaikal, print them on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Karaikal or Karaikal to get the exact IFSC Code ICIC0000996.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Karaikal, you'll get the correct details.

How to Use IFSC Code ICIC0000996 for Online Transfers?

Once you have the IFSC Code ICIC0000996 for the Karaikal branch of Icici Bank Limited in Karaikal, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0000996. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Icici Bank Limited IFSC Code ICIC0000996.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Icici Bank Limited Karaikal in Karaikal, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Karaikal, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Icici Bank Limited website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Karaikal to handle online money transfers and get their cheques cleared smoothly.