IFSC Code of Icici Bank Limited, Hoshiarpur Road Phagwara, Phagwara, Punjab — ICIC0003739

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Icici Bank Limited for its Hoshiarpur Road Phagwara branch in Kapurthala, Phagwara, Punjab, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Icici Bank Limited located in Kapurthala or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code ICIC0003739. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Hoshiarpur Road Phagwara, Kapurthala

The table below shows the main details of the IFSC Code ICIC0003739 for the Icici Bank Limited branch in Kapurthala, which falls under the Phagwara district in Punjab.

These details help users in online banking and for businesses and individuals who use Icici Bank Limited in Kapurthala for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0003739 for the Hoshiarpur Road Phagwara branch of Icici Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Hoshiarpur Road Phagwara, Kapurthala, Punjab, is provided a unique IFSC like ICIC0003739 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Icici Bank Limited branch in Kapurthala.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Kapurthala and Phagwara.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Punjab and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in Hoshiarpur Road Phagwara do not get misguided to another person.

Format of the IFSC Code ICIC0003739

This is the format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Hoshiarpur Road Phagwara in Kapurthala.

For example, the IFSC Code ICIC0003739 of Icici Bank Limited for the Hoshiarpur Road Phagwara branch includes these elements, identifying the bank and the branch location in Kapurthala and Punjab accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are looking for the IFSC Code ICIC0003739 of Icici Bank Limited for its Hoshiarpur Road Phagwara branch located in Kapurthala, the following methods can help:

Cheque Book

The cheque book that is issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Icici Bank Limited branches in Kapurthala and Phagwara, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Icici Bank Limited and look for the branch locator section, then search for Hoshiarpur Road Phagwara or Kapurthala to get the exact IFSC Code ICIC0003739.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Icici Bank Limited and Kapurthala, then it will provide you proper information.

How to Use IFSC Code ICIC0003739 for Online Transfers?

Once you have the IFSC Code ICIC0003739 for the Hoshiarpur Road Phagwara branch of Icici Bank Limited in Kapurthala, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0003739. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0003739.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Hoshiarpur Road Phagwara in Kapurthala, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Hoshiarpur Road Phagwara, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Icici Bank Limited website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kapurthala to handle online money transfers and get their cheques cleared smoothly.