IFSC Code of Icici Bank Limited, Kulasekaram, Marthandam, Tamil Nadu — ICIC0004189

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Kulasekaram branch in Kanyakumari, Marthandam, Tamil Nadu, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Kanyakumari or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code ICIC0004189. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Icici Bank Limited, Kulasekaram, Kanyakumari

Here are some of the key details that come with the IFSC Code ICIC0004189 of Icici Bank Limited for its branch located in Kanyakumari, within the district of Marthandam in the state of Tamil Nadu.

These details are crucial, not just for online banking users but also for businesses and individuals who use Icici Bank Limited in Kanyakumari for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0004189 for the Kulasekaram branch of Icici Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Kulasekaram, Kanyakumari, Tamil Nadu, is provided with a unique IFSC like ICIC0004189 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Icici Bank Limited branch in Kanyakumari.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Kanyakumari and Marthandam.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Tamil Nadu and the rest of India and the IFSC Code ensures that transactions meant for Icici Bank Limited in Kulasekaram do not get mixed with another location.

Format of the IFSC Code ICIC0004189

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kulasekaram in Kanyakumari.

For example, the IFSC Code ICIC0004189 of Icici Bank Limited for the Kulasekaram branch includes these elements, identifying the bank and the branch location in Kanyakumari and Tamil Nadu accurately.

How to Find IFSC Code for Icici Bank Limited?

To find the IFSC Code ICIC0004189 of Icici Bank Limited for its Kulasekaram branch located in Kanyakumari, the following methods can help you out:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Kanyakumari and Marthandam, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Kulasekaram or Kanyakumari to find the exact IFSC Code ICIC0004189.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Kanyakumari will provide accurate information.

How to Use IFSC Code ICIC0004189 for Online Transfers?

If you have the IFSC Code ICIC0004189 for the Kulasekaram branch of Icici Bank Limited in Kanyakumari, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0004189. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Icici Bank Limited IFSC Code ICIC0004189.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Icici Bank Limited Kulasekaram in Kanyakumari, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Kulasekaram, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Icici Bank Limited website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kanyakumari to handle online money transfers and get their cheques cleared smoothly.