The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Kangra, Himachal Pradesh branch in Kangra, Kangra, Himachal Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Kangra or anywhere in Himachal Pradesh can transfer funds instantly by using the correct IFSC Code ICIC0001406. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Icici Bank Limited, Kangra, Himachal Pradesh, Kangra
Here are the key points that are associated with the IFSC Code ICIC0001406 of Icici Bank Limited for its branch located in Kangra, within the district of Kangra in the state of Himachal Pradesh.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0001406 |
| Branch | Kangra, Himachal Pradesh |
| City | Kangra |
| District | Kangra |
| State | Himachal Pradesh |
| Address | Icici Bank Ltd., Dastak Building, Near Tehsil Chowk, Dharamshala Road, Kangra, Kangra Dist., Himachal Pradesh.176001 |
These details helps users in online banking and for businesses and individuals who use Icici Bank Limited in Kangra for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0001406 for the Kangra, Himachal Pradesh branch of Icici Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Kangra, Himachal Pradesh, Kangra, Himachal Pradesh, are given a unique IFSC like ICIC0001406 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Kangra.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Kangra and Kangra.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Icici Bank Limited in Kangra, Himachal Pradesh goes to the correct branch. This is important because Icici Bank Limited has thousands of branches in Himachal Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code ICIC0001406
The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kangra, Himachal Pradesh in Kangra.
For example, the IFSC Code ICIC0001406 of Icici Bank Limited for the Kangra, Himachal Pradesh branch includes these elements, identifying the bank and the branch location in Kangra and Himachal Pradesh correctly.
How to Find IFSC Code for Icici Bank Limited?
If you are looking for the IFSC Code ICIC0001406 of Icici Bank Limited for its Kangra, Himachal Pradesh branch located in Kangra, the following methods can help:
Cheque Book
The cheque book that is issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Icici Bank Limited branches in Kangra and Kangra, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Icici Bank Limited and look for the branch locator section, then search for Kangra, Himachal Pradesh or Kangra to get the exact IFSC Code ICIC0001406.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Icici Bank Limited and Kangra, then it will provide you proper information.
How to Use IFSC Code ICIC0001406 for Online Transfers?
Once you have the IFSC Code ICIC0001406 for the Kangra, Himachal Pradesh branch of Icici Bank Limited in Kangra, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code ICIC0001406. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0001406.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Kangra, Himachal Pradesh in Kangra, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Kangra, Himachal Pradesh, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Kangra to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Kangra, Himachal Pradesh Kangra branch is ICIC0001406.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Icici Bank Ltd., Dastak Building, Near Tehsil Chowk, Dharamshala Road, Kangra, Kangra Dist., Himachal Pradesh.176001.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.