The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Omr Kottivakkam branch in Kancheepuram, Perungudi, Tamil Nadu, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Kancheepuram or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code ICIC0004984. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Icici Bank Limited, Omr Kottivakkam, Kancheepuram

Here are the main details that are associated with the IFSC Code ICIC0004984 of Icici Bank Limited for its branch located in Kancheepuram, within the district of Perungudi in the state of Tamil Nadu.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0004984
Branch Omr Kottivakkam
City Kancheepuram
District Perungudi
State Tamil Nadu
Address No 28 ,29,Ramalinga Nagar,Rajiv Gandhi Salai ,Omr,Kottivakkam,Chennai 600041

These details help users in online banking and for businesses and individuals who use Icici Bank Limited in Kancheepuram for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0004984 for the Omr Kottivakkam branch of Icici Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Omr Kottivakkam, Kancheepuram, Tamil Nadu, is provided with a unique IFSC like ICIC0004984 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Icici Bank Limited branch in Kancheepuram.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Kancheepuram and Perungudi.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Tamil Nadu and the rest of India and the IFSC Code ensures that transactions meant for Icici Bank Limited in Omr Kottivakkam do not get mixed with another location.

Format of the IFSC Code ICIC0004984

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Omr Kottivakkam in Kancheepuram.

For example, the IFSC Code ICIC0004984 of Icici Bank Limited for the Omr Kottivakkam branch includes these elements, identifying the bank and the branch location in Kancheepuram and Tamil Nadu accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0004984 of Icici Bank Limited for its Omr Kottivakkam branch located in Kancheepuram, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Kancheepuram and Perungudi, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Omr Kottivakkam or Kancheepuram to get the exact IFSC Code ICIC0004984.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Kancheepuram, you'll get the correct details.

How to Use IFSC Code ICIC0004984 for Online Transfers?

Once you have the IFSC Code ICIC0004984 for the Omr Kottivakkam branch of Icici Bank Limited in Kancheepuram, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0004984. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0004984.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Omr Kottivakkam in Kancheepuram may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Omr Kottivakkam, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Kancheepuram manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Omr Kottivakkam, Kancheepuram?

The IFSC Code is ICIC0004984.

Is the IFSC Code ICIC0004984 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Omr Kottivakkam?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Omr Kottivakkam branch?

The address of the branch is No 28 ,29,Ramalinga Nagar,Rajiv Gandhi Salai ,Omr,Kottivakkam,Chennai 600041 located in Kancheepuram, Perungudi, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.