Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Icici Bank Limited for its Maraimalainagar branch in Kancheepuram, Kanchipuram, or Tamil Nadu, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Icici Bank Limited located in Kancheepuram or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code ICIC0002693. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Maraimalainagar, Kancheepuram
The table below shows the main details of the IFSC Code ICIC0002693 for the Icici Bank Limited branch in Kancheepuram, which falls under the Kanchipuram district in Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0002693 |
| Branch | Maraimalainagar |
| City | Kancheepuram |
| District | Kanchipuram |
| State | Tamil Nadu |
| Address | Icici Bank Ltd., 3, Singaravelan Street, Nh2 , Maraimalainagar Tamil Nadu.603209 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Icici Bank Limited in Kancheepuram for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0002693 for the Maraimalainagar branch of Icici Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Maraimalainagar, Kancheepuram, Tamil Nadu, is provided with a unique IFSC like ICIC0002693 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Icici Bank Limited branch in Kancheepuram.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Kancheepuram and Kanchipuram.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Tamil Nadu and the rest of India and the IFSC Code ensures that transactions meant for Icici Bank Limited in Maraimalainagar do not get mixed with another location.
Format of the IFSC Code ICIC0002693
The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Maraimalainagar in Kancheepuram.
For example, the IFSC Code ICIC0002693 of Icici Bank Limited for the Maraimalainagar branch has these elements, identifying the bank and the branch location in Kancheepuram and Tamil Nadu correctly.
How to Find IFSC Code for Icici Bank Limited?
To find the IFSC Code ICIC0002693 of Icici Bank Limited for its Maraimalainagar branch located in Kancheepuram, the following methods can help you out:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Icici Bank Limited branches in Kancheepuram and Kanchipuram, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Maraimalainagar or Kancheepuram to find the exact IFSC Code ICIC0002693.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Kancheepuram will provide accurate information.
How to Use IFSC Code ICIC0002693 for Online Transfers?
Once you have the IFSC Code ICIC0002693 for the Maraimalainagar branch of Icici Bank Limited in Kancheepuram, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ICIC0002693. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0002693.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Maraimalainagar in Kancheepuram may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Icici Bank Limited in Maraimalainagar, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Kancheepuram manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Maraimalainagar Kancheepuram branch is ICIC0002693.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Icici Bank Ltd., 3, Singaravelan Street, Nh2 , Maraimalainagar Tamil Nadu.603209.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.