There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Icici Bank Limited for its North Guwahati Sualkuchi Branch branch in Kamrup, Sualkuchi, Assam, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Icici Bank Limited situated in Kamrup or anywhere in Assam can easily transfer funds instantly by using the correct IFSC Code ICIC0002595. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, North Guwahati Sualkuchi Branch, Kamrup
Below in the table are the key details related to IFSC Code ICIC0002595 of Icici Bank Limited for its branch located in Kamrup, within the district of Sualkuchi in the state of Assam.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0002595 |
| Branch | North Guwahati Sualkuchi Branch |
| City | Kamrup |
| District | Sualkuchi |
| State | Assam |
| Address | Icici Bank Ltd., Opposite Shankardev Dham, Sualkuchi Kamrup,Assam.781003 |
These details are important not only for users using online banking but also for businesses and individuals who use Icici Bank Limited in Kamrup for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ICIC0002595 for the North Guwahati Sualkuchi Branch branch of Icici Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in North Guwahati Sualkuchi Branch, Kamrup, Assam, are allotted a unique IFSC like ICIC0002595 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Kamrup.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Kamrup and Sualkuchi.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Icici Bank Limited in North Guwahati Sualkuchi Branch reaches the right place, even though there are thousands of branches in Assam and across India.
Format of the IFSC Code ICIC0002595
The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like North Guwahati Sualkuchi Branch in Kamrup.
For example, the IFSC Code ICIC0002595 of Icici Bank Limited for the North Guwahati Sualkuchi Branch branch has these elements, identifying the bank and the branch location in Kamrup and Assam correctly.
How to Find IFSC Code for Icici Bank Limited?
If you are looking for the IFSC Code ICIC0002595 of Icici Bank Limited for its North Guwahati Sualkuchi Branch branch located in Kamrup, the following methods can help:
Cheque Book
The cheque book that is issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Icici Bank Limited branches in Kamrup and Sualkuchi, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Icici Bank Limited and look for the branch locator section, then search for North Guwahati Sualkuchi Branch or Kamrup to get the exact IFSC Code ICIC0002595.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Icici Bank Limited and Kamrup, then it will provide you proper information.
How to Use IFSC Code ICIC0002595 for Online Transfers?
Once you have the IFSC Code ICIC0002595 for the North Guwahati Sualkuchi Branch branch of Icici Bank Limited in Kamrup, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code ICIC0002595. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0002595.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited North Guwahati Sualkuchi Branch in Kamrup, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in North Guwahati Sualkuchi Branch, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Kamrup manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the North Guwahati Sualkuchi Branch Kamrup branch is ICIC0002595.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Icici Bank Ltd., Opposite Shankardev Dham, Sualkuchi Kamrup,Assam.781003.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.