There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Icici Bank Limited for its Sonapur branch in Kamrup Metropolitan, Sonapur, Assam, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Icici Bank Limited situated in Kamrup Metropolitan or anywhere in Assam can easily transfer funds instantly by using the correct IFSC Code ICIC0004976. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Sonapur, Kamrup Metropolitan

Here are the key points that are associated with the IFSC Code ICIC0004976 of Icici Bank Limited for its branch located in Kamrup Metropolitan, within the district of Sonapur in the state of Assam.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0004976
Branch Sonapur
City Kamrup Metropolitan
District Sonapur
State Assam
Address Icici Bank Ltd Sonapur New Market, Talukdar Complex, Sonapur, Kamrup Metro, Assam 782402

These details are important not only for users using online banking but also for businesses and individuals who use Icici Bank Limited in Kamrup Metropolitan for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ICIC0004976 for the Sonapur branch of Icici Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Sonapur, Kamrup Metropolitan, Assam, are allotted a unique IFSC like ICIC0004976 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kamrup Metropolitan.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Kamrup Metropolitan and Sonapur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Icici Bank Limited in Sonapur reaches the right place, even though there are thousands of branches in Assam and across India.

Format of the IFSC Code ICIC0004976

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Sonapur in Kamrup Metropolitan.

For example, the IFSC Code ICIC0004976 of Icici Bank Limited for the Sonapur branch has these elements, identifying the bank and the branch location in Kamrup Metropolitan and Assam correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0004976 of Icici Bank Limited for its Sonapur branch located in Kamrup Metropolitan, the following methods can help:

Cheque Book

The cheque books that are issued by Icici Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Kamrup Metropolitan and Sonapur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and find the branch locator section. Search for Sonapur or Kamrup Metropolitan to get the exact IFSC Code ICIC0004976.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Icici Bank Limited and Kamrup Metropolitan that will provide accurate information.

How to Use IFSC Code ICIC0004976 for Online Transfers?

If you have the IFSC Code ICIC0004976 for the Sonapur branch of Icici Bank Limited in Kamrup Metropolitan, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0004976. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Icici Bank Limited IFSC Code ICIC0004976.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Icici Bank Limited Sonapur in Kamrup Metropolitan, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Sonapur, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Kamrup Metropolitan manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Sonapur, Kamrup Metropolitan?

The IFSC Code is ICIC0004976.

Is the IFSC Code ICIC0004976 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Sonapur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Sonapur branch?

The address of the branch is Icici Bank Ltd Sonapur New Market, Talukdar Complex, Sonapur, Kamrup Metro, Assam 782402 located in Kamrup Metropolitan, Sonapur, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.