For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Icici Bank Limited for its Gajraula Uttar Pradesh branch in Jyotiba Phule Nagar, Gajraula, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Icici Bank Limited located in Jyotiba Phule Nagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code ICIC0001765. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Gajraula Uttar Pradesh, Jyotiba Phule Nagar

Here are the key points that are associated with the IFSC Code ICIC0001765 of Icici Bank Limited for its branch located in Jyotiba Phule Nagar, within the district of Gajraula in the state of Uttar Pradesh.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0001765
Branch Gajraula Uttar Pradesh
City Jyotiba Phule Nagar
District Gajraula
State Uttar Pradesh
Address Icici Bank Ltd., Shop No.1, Near Indian Medical Store, Chandpur Road, Gajrula , Dist. Jyotiba Phule Nagar, Uttar Pradesh.244235

These details helps users in online banking and for businesses and individuals who use Icici Bank Limited in Jyotiba Phule Nagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0001765 for the Gajraula Uttar Pradesh branch of Icici Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Gajraula Uttar Pradesh, Jyotiba Phule Nagar, Uttar Pradesh, is provided a unique IFSC like ICIC0001765 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Icici Bank Limited branch in Jyotiba Phule Nagar.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Jyotiba Phule Nagar and Gajraula.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in Gajraula Uttar Pradesh do not get misguided to another person.

Format of the IFSC Code ICIC0001765

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gajraula Uttar Pradesh in Jyotiba Phule Nagar.

For example, the IFSC Code ICIC0001765 of Icici Bank Limited for the Gajraula Uttar Pradesh branch includes these elements, identifying the bank and the branch location in Jyotiba Phule Nagar and Uttar Pradesh accurately.

How to Find IFSC Code for Icici Bank Limited?

To find the IFSC Code ICIC0001765 of Icici Bank Limited for its Gajraula Uttar Pradesh branch located in Jyotiba Phule Nagar, the following methods can help you out:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Jyotiba Phule Nagar and Gajraula, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Gajraula Uttar Pradesh or Jyotiba Phule Nagar to find the exact IFSC Code ICIC0001765.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Jyotiba Phule Nagar will provide accurate information.

How to Use IFSC Code ICIC0001765 for Online Transfers?

Once you have the IFSC Code ICIC0001765 for the Gajraula Uttar Pradesh branch of Icici Bank Limited in Jyotiba Phule Nagar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0001765. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0001765.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Gajraula Uttar Pradesh in Jyotiba Phule Nagar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Gajraula Uttar Pradesh, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Jyotiba Phule Nagar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Gajraula Uttar Pradesh, Jyotiba Phule Nagar?

The IFSC Code is ICIC0001765.

Is the IFSC Code ICIC0001765 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Gajraula Uttar Pradesh?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Gajraula Uttar Pradesh branch?

The address of the branch is Icici Bank Ltd., Shop No.1, Near Indian Medical Store, Chandpur Road, Gajrula , Dist. Jyotiba Phule Nagar, Uttar Pradesh.244235 located in Jyotiba Phule Nagar, Gajraula, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.