The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Mangrol branch in Junagadh, Mangrol, Junagadh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Junagadh or anywhere in Junagadh can transfer funds instantly by using the correct IFSC Code ICIC0004478. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Icici Bank Limited, Mangrol, Junagadh
Here are the main details that are associated with the IFSC Code ICIC0004478 of Icici Bank Limited for its branch located in Junagadh, within the district of Mangrol in the state of Junagadh.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0004478 |
| Branch | Mangrol |
| City | Junagadh |
| District | Mangrol |
| State | Junagadh |
| Address | Icici Bank Ltd., Radhe, Ground Floor, Tower Road, Near Old Bus Stand, Mangrol, Gujarat.362225 |
These details are important not only for users using online banking but also for businesses and individuals who use Icici Bank Limited in Junagadh for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ICIC0004478 for the Mangrol branch of Icici Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ICIC0004478 is given to every bank branch, including Icici Bank Limited located in Mangrol, Junagadh, Junagadh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Icici Bank Limited branch in Junagadh.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Junagadh and Mangrol.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Junagadh and the rest of India, which is why the IFSC Code ensures that transactions meant for Icici Bank Limited in Mangrol doesn't end up at another location.
Format of the IFSC Code ICIC0004478
The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Mangrol in Junagadh.
For example, the IFSC Code ICIC0004478 of Icici Bank Limited for the Mangrol branch has these elements, identifying the bank and the branch location in Junagadh and Junagadh correctly.
How to Find IFSC Code for Icici Bank Limited?
If you are trying to find the IFSC Code ICIC0004478 of Icici Bank Limited for its Mangrol branch located in Junagadh, the following methods can help:
Cheque Book
The cheque books that are issued by Icici Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Icici Bank Limited branches in Junagadh and Mangrol, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Icici Bank Limited and find the branch locator section. Search for Mangrol or Junagadh to get the exact IFSC Code ICIC0004478.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Icici Bank Limited and Junagadh that will provide accurate information.
How to Use IFSC Code ICIC0004478 for Online Transfers?
Once you have the IFSC Code ICIC0004478 for the Mangrol branch of Icici Bank Limited in Junagadh, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ICIC0004478. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Icici Bank Limited IFSC Code ICIC0004478.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Icici Bank Limited Mangrol in Junagadh, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Mangrol, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Junagadh manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0004478.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Icici Bank Ltd., Radhe, Ground Floor, Tower Road, Near Old Bus Stand, Mangrol, Gujarat.362225 located in Junagadh, Mangrol, Junagadh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.