Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Icici Bank Limited for its Kodinar, Gujarat branch in Junagadh, Kodinar, or Gujarat, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Icici Bank Limited located in Junagadh or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code ICIC0001712. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Kodinar, Gujarat, Junagadh

Below in the table are the key details related to IFSC Code ICIC0001712 of Icici Bank Limited for its branch located in Junagadh, within the district of Kodinar in the state of Gujarat.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0001712
Branch Kodinar, Gujarat
City Junagadh
District Kodinar
State Gujarat
Address Icici Bank Ltd., Chapa Jhapa, Opp Nanada School, Kodinar Dist. Junagarh, Gujarat.362720

These details are essential not only for online banking users but also for businesses and individuals who use Icici Bank Limited in Junagadh for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0001712 for the Kodinar, Gujarat branch of Icici Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Kodinar, Gujarat, Junagadh, Gujarat, is provided a unique IFSC like ICIC0001712 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Icici Bank Limited branch in Junagadh.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Junagadh and Kodinar.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in Kodinar, Gujarat do not get misguided to another person.

Format of the IFSC Code ICIC0001712

The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kodinar, Gujarat in Junagadh.

For example, the IFSC Code ICIC0001712 of Icici Bank Limited for the Kodinar, Gujarat branch includes these elements, identifying the bank and the branch location in Junagadh and Gujarat correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are looking for the IFSC Code ICIC0001712 of Icici Bank Limited for its Kodinar, Gujarat branch located in Junagadh, the following methods can help:

Cheque Book

The cheque book that is issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Icici Bank Limited branches in Junagadh and Kodinar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Icici Bank Limited and look for the branch locator section, then search for Kodinar, Gujarat or Junagadh to get the exact IFSC Code ICIC0001712.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Icici Bank Limited and Junagadh, then it will provide you proper information.

How to Use IFSC Code ICIC0001712 for Online Transfers?

Once you have the IFSC Code ICIC0001712 for the Kodinar, Gujarat branch of Icici Bank Limited in Junagadh, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0001712. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0001712.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Kodinar, Gujarat in Junagadh, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Kodinar, Gujarat, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Junagadh manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Kodinar, Gujarat, Junagadh?

The IFSC Code is ICIC0001712.

Is the IFSC Code ICIC0001712 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Kodinar, Gujarat?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Kodinar, Gujarat branch?

The address of the branch is Icici Bank Ltd., Chapa Jhapa, Opp Nanada School, Kodinar Dist. Junagarh, Gujarat.362720 located in Junagadh, Kodinar, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.