There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Icici Bank Limited for its Pukharasale branch in Jharsuguda, Jharsuguda, Odisha, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Icici Bank Limited situated in Jharsuguda or anywhere in Odisha can easily transfer funds instantly by using the correct IFSC Code ICIC0004241. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Pukharasale, Jharsuguda
The table below shows the main details of the IFSC Code ICIC0004241 for the Icici Bank Limited branch in Jharsuguda, which falls under the Jharsuguda district in Odisha.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0004241 |
| Branch | Pukharasale |
| City | Jharsuguda |
| District | Jharsuguda |
| State | Odisha |
| Address | Icici Bank Ltd., Rajiv Gandhi Seva Kendra, Gram Panchayat Office, Pukhrasale, Kolabira Block, Dist.Jharsuguda, Odisha.768213 |
These details are essential not only for online banking users but also for businesses and individuals who use Icici Bank Limited in Jharsuguda for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0004241 for the Pukharasale branch of Icici Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Pukharasale, Jharsuguda, Odisha, is provided a unique IFSC like ICIC0004241 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Icici Bank Limited branch in Jharsuguda.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Jharsuguda and Jharsuguda.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Odisha and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in Pukharasale do not get misguided to another person.
Format of the IFSC Code ICIC0004241
The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Pukharasale in Jharsuguda.
For example, the IFSC Code ICIC0004241 of Icici Bank Limited for the Pukharasale branch includes these elements, identifying the bank and the branch location in Jharsuguda and Odisha correctly.
How to Find IFSC Code for Icici Bank Limited?
To find the IFSC Code ICIC0004241 of Icici Bank Limited for its Pukharasale branch located in Jharsuguda, the following methods can help you out:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Icici Bank Limited branches in Jharsuguda and Jharsuguda, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Pukharasale or Jharsuguda to find the exact IFSC Code ICIC0004241.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Jharsuguda will provide accurate information.
How to Use IFSC Code ICIC0004241 for Online Transfers?
Once you have the IFSC Code ICIC0004241 for the Pukharasale branch of Icici Bank Limited in Jharsuguda, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code ICIC0004241. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0004241.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Pukharasale in Jharsuguda, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Pukharasale, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Jharsuguda to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0004241.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Icici Bank Ltd., Rajiv Gandhi Seva Kendra, Gram Panchayat Office, Pukhrasale, Kolabira Block, Dist.Jharsuguda, Odisha.768213 located in Jharsuguda, Jharsuguda, Odisha.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.