The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Brajarajnagar branch in Jharsuguda, Brajarajnagar, Odisha, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Jharsuguda or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code ICIC0004348. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Icici Bank Limited, Brajarajnagar, Jharsuguda

Here are the key points that are associated with the IFSC Code ICIC0004348 of Icici Bank Limited for its branch located in Jharsuguda, within the district of Brajarajnagar in the state of Odisha.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0004348
Branch Brajarajnagar
City Jharsuguda
District Brajarajnagar
State Odisha
Address Icici Bank Ltd., Near Telephone Exchange,Gandhi Chowk,Brajarajnagar,Pin.768216.768216

These details are important not only for users using online banking but also for businesses and individuals who use Icici Bank Limited in Jharsuguda for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ICIC0004348 for the Brajarajnagar branch of Icici Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ICIC0004348 is given to every bank branch, including Icici Bank Limited located in Brajarajnagar, Jharsuguda, Odisha, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Icici Bank Limited branch in Jharsuguda.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Jharsuguda and Brajarajnagar.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Odisha and the rest of India, which is why the IFSC Code ensures that transactions meant for Icici Bank Limited in Brajarajnagar doesn't end up at another location.

Format of the IFSC Code ICIC0004348

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Brajarajnagar in Jharsuguda.

For example, the IFSC Code ICIC0004348 of Icici Bank Limited for the Brajarajnagar branch includes these elements, identifying the bank and the branch location in Jharsuguda and Odisha accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0004348 of Icici Bank Limited for its Brajarajnagar branch located in Jharsuguda, the following methods can help:

Cheque Book

The cheque books that are issued by Icici Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Jharsuguda and Brajarajnagar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and find the branch locator section. Search for Brajarajnagar or Jharsuguda to get the exact IFSC Code ICIC0004348.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Icici Bank Limited and Jharsuguda that will provide accurate information.

How to Use IFSC Code ICIC0004348 for Online Transfers?

Once you have the IFSC Code ICIC0004348 for the Brajarajnagar branch of Icici Bank Limited in Jharsuguda, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0004348. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Icici Bank Limited IFSC Code ICIC0004348.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Icici Bank Limited Brajarajnagar in Jharsuguda, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Brajarajnagar, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Jharsuguda manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Brajarajnagar, Jharsuguda?

The IFSC Code is ICIC0004348.

Is the IFSC Code ICIC0004348 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Brajarajnagar?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Brajarajnagar branch?

The address of the branch is Icici Bank Ltd., Near Telephone Exchange,Gandhi Chowk,Brajarajnagar,Pin.768216.768216 located in Jharsuguda, Brajarajnagar, Odisha.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.